Lyons Bancorp Past Earnings Performance

Past criteria checks 2/6

Lyons Bancorp has been growing earnings at an average annual rate of 12.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.4% per year. Lyons Bancorp's return on equity is 15.2%, and it has net margins of 25.8%.

Key information

12.1%

Earnings growth rate

10.1%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	6.4%
Return on equity	15.2%
Net Margin	25.8%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Lyons Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:LYBC Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	60	16	32
30 Jun 24	60	16	32
31 Mar 24	61	17	0
31 Dec 23	62	17	32
30 Sep 23	62	17	32
30 Jun 23	63	17	32
31 Mar 23	62	17	32
31 Dec 22	61	17	32
30 Sep 22	63	19	34
30 Jun 22	62	18	34
31 Mar 22	62	17	0
31 Dec 21	61	15	34
30 Sep 21	57	11	31
30 Jun 21	55	11	34
31 Mar 21	52	10	31
31 Dec 20	50	10	31
30 Sep 20	48	11	28
30 Jun 20	47	11	43
31 Mar 20	46	11	28
31 Dec 19	46	11	28
30 Sep 19	47	11	25
30 Jun 19	46	10	25
31 Mar 19	45	10	25
31 Dec 18	44	10	25
30 Sep 18	43	9	23
30 Jun 18	42	8	23
31 Mar 18	41	8	23
31 Dec 17	40	8	23
30 Sep 17	39	7	21
30 Jun 17	38	7	21
31 Mar 17	37	8	21
31 Dec 16	37	8	21
30 Sep 16	35	8	19
30 Jun 16	34	8	19
31 Mar 16	34	7	19
31 Dec 15	33	7	19
30 Sep 15	32	7	17
30 Jun 15	31	7	17
31 Mar 15	30	7	17
31 Dec 14	30	7	17
30 Sep 14	29	7	16
30 Jun 14	29	7	16
31 Mar 14	28	7	16

Quality Earnings: LYBC has high quality earnings.

Growing Profit Margin: LYBC's current net profit margins (25.8%) are lower than last year (27.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: LYBC's earnings have grown by 12.1% per year over the past 5 years.

Accelerating Growth: LYBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: LYBC had negative earnings growth (-10.1%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: LYBC's Return on Equity (15.2%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/08 09:43
End of Day Share Price	2025/01/08 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Lyons Bancorp Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution