Lyons Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Lyons Bancorp has total assets of $1.8B and total equity of $103.7M. Total deposits are $1.6B, and total loans are $1.4B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $57.3M.
Key information
17.8x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$1.63b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$57.27m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LYBC's Assets to Equity ratio (17.8x) is moderate.
Allowance for Bad Loans: LYBC has a sufficient allowance for bad loans (557%).
Low Risk Liabilities: 93% of LYBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: LYBC has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: LYBC's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: LYBC has an appropriate level of bad loans (0.3%).