Lyons Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Lyons Bancorp has total assets of $1.8B and total equity of $87.4M. Total deposits are $1.6B, and total loans are $1.3B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $40.9M.
Key information
20.1x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$1.62b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$40.93m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LYBC's Assets to Equity ratio (20.1x) is very high.
Allowance for Bad Loans: LYBC has a sufficient allowance for bad loans (569%).
Low Risk Liabilities: 97% of LYBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: LYBC has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: LYBC's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: LYBC has an appropriate level of bad loans (0.3%).