JPPT.Y Stock Overview

Provides various banking products and services to retail and corporate clients in Japan and internationally. More details

JPPT.Y fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	1/6
Past Performance	5/6
Financial Health	3/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (13.3x) is below the US market (18x)

Earnings are forecast to grow 9.2% per year

Earnings grew by 13.1% over the past year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

JAPAN POST BANK Co., Ltd. Competitors

Fifth Third Bancorp

NasdaqGS:FITB

US$28.4b

PNC Financial Services Group

NYSE:PNC

US$77.2b

U.S. Bancorp

NYSE:USB

US$75.7b

Credicorp

NYSE:BAP

US$14.6b

Price History & Performance

Summary of share price highs, lows and changes for JAPAN POST BANK
Historical stock prices
Current Share Price	JP¥9.42
52 Week High	JP¥10.71
52 Week Low	JP¥9.05
Beta	0.0085
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-5.71%

Recent updates

Shareholder Returns

	JPPT.Y	US Banks	US Market
7D	0%	-1.8%	-2.1%
1Y	n/a	30.3%	21.3%

Return vs Industry: Insufficient data to determine how JPPT.Y performed against the US Banks industry.

Return vs Market: Insufficient data to determine how JPPT.Y performed against the US Market.

Price Volatility

Is JPPT.Y's price volatile compared to industry and market?
JPPT.Y volatility
JPPT.Y Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.8%
10% least volatile stocks in US Market	3.2%

Stable Share Price: JPPT.Y's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine JPPT.Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	11,419	Takayuki Kasama	www.jp-bank.japanpost.jp

JAPAN POST BANK Co., Ltd. provides various banking products and services to retail and corporate clients in Japan and internationally. The company offers liquid deposits, including transfer deposits, savings deposits, ordinary deposits, etc.; fixed-term deposits, such as time deposits, TEIGAKU deposits, etc.; and other deposits, as well as negotiable certificates of deposit. It also provides loans to individuals, small and medium-size enterprises, and others; syndicated loans; and other lending.

JAPAN POST BANK Co., Ltd. Fundamentals Summary

How do JAPAN POST BANK's earnings and revenue compare to its market cap?
JPPT.Y fundamental statistics
Market cap	US$31.85b
Earnings (TTM)	US$2.40b
Revenue (TTM)	US$10.66b

13.3x

P/E Ratio

0.5x

P/B Ratio

Is JPPT.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JPPT.Y income statement (TTM)
Revenue	JP¥1.62t
Cost of Revenue	JP¥0
Gross Profit	JP¥1.62t
Other Expenses	JP¥1.26t
Earnings	JP¥365.55b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Nov 14, 2024

Earnings per share (EPS)	101.08
Gross Margin	100.00%
Net Profit Margin	22.53%
Debt/Equity Ratio	349.8%

How did JPPT.Y perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

50%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/10/26 18:41
End of Day Share Price	2024/07/29 00:00
Earnings	2024/06/30
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

JAPAN POST BANK Co., Ltd. is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Shinichiro Nakamura	BofA Global Research
Koichi Niwa	Citigroup Inc
J. Waterhouse	CLSA