JSB Financial Past Earnings Performance
Past criteria checks 2/6
JSB Financial has been growing earnings at an average annual rate of 8%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 9.4% per year. JSB Financial's return on equity is 17.2%, and it has net margins of 26.5%.
Key information
8.0%
Earnings growth rate
8.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 9.4% |
| Return on equity | 17.2% |
| Net Margin | 26.5% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How JSB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 15 | 4 | 8 | 0 |
| 31 Dec 21 | 13 | 4 | 8 | 0 |
| 31 Dec 20 | 12 | 3 | 7 | 0 |
| 31 Dec 19 | 12 | 3 | 7 | 0 |
| 31 Dec 18 | 11 | 3 | 7 | 0 |
| 31 Dec 17 | 10 | 1 | 7 | 0 |
| 31 Dec 16 | 10 | 1 | 7 | 0 |
| 31 Dec 15 | 10 | 1 | 7 | 0 |
| 31 Dec 14 | 9 | 1 | 7 | 0 |
| 31 Dec 13 | 9 | 1 | 7 | 0 |
Quality Earnings: JFWV has high quality earnings.
Growing Profit Margin: JFWV's current net profit margins (26.5%) are lower than last year (26.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if JFWV's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare JFWV's past year earnings growth to its 5-year average.
Earnings vs Industry: JFWV earnings growth over the past year (8%) exceeded the Banks industry -12.4%.
Return on Equity
High ROE: JFWV's Return on Equity (17.2%) is considered low.