JSB Financial Past Earnings Performance
Past criteria checks 2/6
JSB Financial has been growing earnings at an average annual rate of 6%, while the Banks industry saw earnings growing at 6.9% annually. Revenues have been growing at an average rate of 5.6% per year. JSB Financial's return on equity is 12.2%, and it has net margins of 21.2%.
Key information
6.0%
Earnings growth rate
6.6%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 5.6% |
| Return on equity | 12.2% |
| Net Margin | 21.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How JSB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 14 | 3 | 9 | 0 |
| 31 Dec 22 | 15 | 4 | 8 | 0 |
| 31 Dec 21 | 13 | 4 | 8 | 0 |
| 31 Dec 20 | 12 | 3 | 7 | 0 |
| 31 Dec 19 | 12 | 3 | 7 | 0 |
| 31 Dec 18 | 11 | 3 | 7 | 0 |
| 31 Dec 17 | 10 | 1 | 7 | 0 |
| 31 Dec 16 | 10 | 1 | 7 | 0 |
| 31 Dec 15 | 10 | 1 | 7 | 0 |
| 31 Dec 14 | 9 | 1 | 7 | 0 |
| 31 Dec 13 | 9 | 1 | 7 | 0 |
Quality Earnings: JFWV has high quality earnings.
Growing Profit Margin: JFWV's current net profit margins (21.2%) are lower than last year (26.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: JFWV's earnings have grown by 6% per year over the past 5 years.
Accelerating Growth: JFWV's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: JFWV had negative earnings growth (-21.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: JFWV's Return on Equity (12.2%) is considered low.