JSB Financial Balance Sheet Health
Financial Health criteria checks 5/6
JSB Financial has total assets of $500.6M and total equity of $25.0M. Total deposits are $426.1M, and total loans are $347.9M.
Key information
20.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$426.06m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.01% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$9.25m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JFWV's Assets to Equity ratio (20.1x) is very high.
Allowance for Bad Loans: JFWV has a sufficient allowance for bad loans (7467%).
Low Risk Liabilities: 90% of JFWV's liabilities are made up of primarily low risk sources of funding.
Loan Level: JFWV has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: JFWV's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: JFWV has an appropriate level of bad loans (0%).