JSB Financial Balance Sheet Health
Financial Health criteria checks 5/6
JSB Financial has total assets of $461.2M and total equity of $22.5M. Total deposits are $414.8M, and total loans are $304.2M.
Key information
20.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$414.76m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.02% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$4.28m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: JFWV's Assets to Equity ratio (20.5x) is very high.
Allowance for Bad Loans: JFWV has a sufficient allowance for bad loans (6275%).
Low Risk Liabilities: 95% of JFWV's liabilities are made up of primarily low risk sources of funding.
Loan Level: JFWV has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: JFWV's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: JFWV has an appropriate level of bad loans (0%).