Industrial and Commercial Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Industrial and Commercial Bank of China has total assets of CN¥48,357.8B and total equity of CN¥3,922.3B. Total deposits are CN¥38,874.1B, and total loans are CN¥27,327.0B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥5,102.5B.
Key information
12.3x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | CN¥38.87t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥5.10t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDCB.F's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: IDCB.F has a sufficient allowance for bad loans (218%).
Low Risk Liabilities: 87% of IDCB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDCB.F has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: IDCB.F's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: IDCB.F has an appropriate level of bad loans (1.4%).