Industrial and Commercial Bank of China Balance Sheet Health
Financial Health criteria checks 6/6
Industrial and Commercial Bank of China has total assets of CN¥47,600.0B and total equity of CN¥3,876.6B. Total deposits are CN¥35,407.8B, and total loans are CN¥25,330.5B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥7,171.5B.
Key information
12.3x
Asset to equity ratio
1.6%
Net interest margin
Total deposits | CN¥35.41t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥7.17t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IDCB.F's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: IDCB.F has a sufficient allowance for bad loans (214%).
Low Risk Liabilities: 81% of IDCB.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: IDCB.F has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: IDCB.F's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: IDCB.F has an appropriate level of bad loans (1.4%).