Home Loan Financial Corporation

OTCPK:HLFN Stock Report

Market Cap: US$45.6m

Home Loan Financial Past Earnings Performance

Past criteria checks 5/6

Home Loan Financial has been growing earnings at an average annual rate of 10.6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 8.8% per year. Home Loan Financial's return on equity is 15.1%, and it has net margins of 39.5%.

Key information

10.6%

Earnings growth rate

10.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate8.8%
Return on equity15.1%
Net Margin39.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How Home Loan Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:HLFN Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2415660
30 Jun 2414560
31 Mar 2414500
30 Sep 2313500
30 Jun 2313560
31 Mar 2313550
31 Dec 2212550
30 Sep 2212450
30 Jun 2211450
31 Mar 2211450
31 Dec 2111450
30 Sep 2111450
30 Jun 2111450
31 Mar 2110450
31 Dec 2010450
30 Sep 2010450
30 Jun 2010450
31 Mar 2010450
31 Dec 1910450
30 Sep 1910450
30 Jun 1910450
31 Mar 1910400
31 Dec 1810400
30 Sep 1810300
30 Jun 189340
31 Mar 1810340
31 Dec 179340
30 Sep 179340
30 Jun 179340
31 Mar 179340
31 Dec 169340
30 Sep 169340
30 Jun 169340
31 Mar 169340
31 Dec 159340
30 Sep 159340
30 Jun 159340
31 Mar 159340
31 Dec 149340
30 Sep 149340
30 Jun 149340
31 Mar 149340
31 Dec 139340

Quality Earnings: HLFN has high quality earnings.

Growing Profit Margin: HLFN's current net profit margins (39.5%) are higher than last year (38.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: HLFN's earnings have grown by 10.6% per year over the past 5 years.

Accelerating Growth: HLFN's earnings growth over the past year (13.3%) exceeds its 5-year average (10.6% per year).

Earnings vs Industry: HLFN earnings growth over the past year (13.3%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: HLFN's Return on Equity (15.1%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 04:20
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Home Loan Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution