Home Loan Financial Balance Sheet Health
Financial Health criteria checks 6/6
Home Loan Financial has total assets of $341.9M and total equity of $39.2M. Total deposits are $261.9M, and total loans are $306.7M.
Key information
8.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$261.89m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$7.85m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HLFN's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: HLFN has a sufficient allowance for bad loans (666%).
Low Risk Liabilities: 87% of HLFN's liabilities are made up of primarily low risk sources of funding.
Loan Level: HLFN has an appropriate level of Loans to Assets ratio (90%).
Low Risk Deposits: HLFN's Loans to Deposits ratio (117%) is appropriate.
Level of Bad Loans: HLFN has an appropriate level of bad loans (0.2%).