Harleysville Financial Past Earnings Performance
Past criteria checks 2/6
Harleysville Financial has been growing earnings at an average annual rate of 9.3%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 4.7% per year. Harleysville Financial's return on equity is 12.3%, and it has net margins of 34.1%.
Key information
9.3%
Earnings growth rate
9.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.7% |
| Return on equity | 12.3% |
| Net Margin | 34.1% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Harleysville Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 31 | 10 | 12 | 0 |
| 31 Dec 23 | 32 | 11 | 12 | 0 |
| 30 Sep 23 | 33 | 12 | 12 | 0 |
| 30 Jun 23 | 33 | 12 | 18 | 0 |
| 31 Mar 23 | 31 | 12 | 12 | 0 |
| 31 Dec 22 | 29 | 10 | 12 | 0 |
| 30 Sep 22 | 27 | 9 | 12 | 0 |
| 30 Jun 22 | 25 | 7 | 11 | 0 |
| 31 Mar 22 | 25 | 7 | 11 | 0 |
| 31 Dec 21 | 25 | 7 | 11 | 0 |
| 30 Sep 21 | 25 | 7 | 11 | 0 |
| 30 Jun 21 | 25 | 8 | 12 | 0 |
| 31 Mar 21 | 25 | 8 | 12 | 0 |
| 31 Dec 20 | 25 | 7 | 12 | 0 |
| 30 Sep 20 | 25 | 7 | 12 | 0 |
| 30 Jun 20 | 25 | 7 | 12 | 0 |
| 31 Mar 20 | 26 | 8 | 12 | 0 |
| 31 Dec 19 | 26 | 8 | 12 | 0 |
| 30 Sep 19 | 27 | 8 | 12 | 0 |
| 30 Jun 19 | 27 | 8 | 11 | 0 |
| 31 Mar 19 | 27 | 8 | 11 | 0 |
| 31 Dec 18 | 26 | 8 | 11 | 0 |
| 30 Sep 18 | 25 | 7 | 11 | 0 |
| 30 Jun 18 | 25 | 7 | 11 | 0 |
| 31 Mar 18 | 24 | 6 | 11 | 0 |
| 31 Dec 17 | 24 | 6 | 11 | 0 |
| 30 Sep 17 | 23 | 6 | 11 | 0 |
| 30 Jun 17 | 23 | 6 | 10 | 0 |
| 31 Mar 17 | 22 | 6 | 10 | 0 |
| 31 Dec 16 | 22 | 6 | 10 | 0 |
| 30 Sep 16 | 22 | 5 | 10 | 0 |
| 30 Jun 16 | 22 | 5 | 11 | 0 |
| 31 Mar 16 | 22 | 5 | 11 | 0 |
| 31 Dec 15 | 22 | 5 | 11 | 0 |
| 30 Sep 15 | 22 | 5 | 11 | 0 |
| 30 Jun 15 | 21 | 5 | 0 | 0 |
| 31 Mar 15 | 22 | 5 | 0 | 0 |
| 31 Dec 14 | 21 | 5 | 0 | 0 |
| 30 Sep 14 | 21 | 5 | 10 | 0 |
| 30 Jun 14 | 21 | 5 | 10 | 0 |
| 31 Mar 14 | 20 | 5 | 10 | 0 |
| 31 Dec 13 | 20 | 5 | 10 | 0 |
| 30 Sep 13 | 20 | 5 | 10 | 0 |
| 30 Jun 13 | 20 | 5 | 10 | 0 |
Quality Earnings: HARL has high quality earnings.
Growing Profit Margin: HARL's current net profit margins (34.1%) are lower than last year (36.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HARL's earnings have grown by 9.3% per year over the past 5 years.
Accelerating Growth: HARL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HARL had negative earnings growth (-9.3%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: HARL's Return on Equity (12.3%) is considered low.