Harleysville Financial Balance Sheet Health
Financial Health criteria checks 6/6
Harleysville Financial has total assets of $847.4M and total equity of $84.8M. Total deposits are $660.2M, and total loans are $650.1M. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $20.9M.
Key information
10x
Asset to equity ratio
3.6%
Net interest margin
Total deposits | US$660.17m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$20.85m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HARL's Assets to Equity ratio (10x) is low.
Allowance for Bad Loans: HARL has a sufficient allowance for bad loans (163%).
Low Risk Liabilities: 87% of HARL's liabilities are made up of primarily low risk sources of funding.
Loan Level: HARL has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: HARL's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: HARL has an appropriate level of bad loans (0.5%).