OTCPK:HABK

Stock Analysis Report

Executive Summary

Hamilton Bancorp, Inc. operates as the holding company for Hamilton Bank that provides various banking products and services in the United States.

Snowflake

Fundamentals

Weak fundamentals or lack of information.


Similar Companies

Share Price & News

How has Hamilton Bancorp's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

HABK

1.1%

US Mortgage

1.0%

US Market


1 Year Return

n/a

HABK

13.0%

US Mortgage

6.7%

US Market


Share holder returns

HABKIndustryMarket
7 Day0%1.1%1.0%
30 Day0%-0.5%-1.8%
90 Day0%2.2%-1.8%
1 Yearn/a15.4%13.0%9.1%6.7%
3 Year-99.9%-99.9%40.4%30.9%46.1%36.6%
5 Yearn/a68.9%51.2%66.9%48.6%

Price Volatility Vs. Market

How volatile is Hamilton Bancorp's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Hamilton Bancorp undervalued based on future cash flows and its price relative to the stock market?


Intrinsic Value Based on Future Cash Flows

Undervalued: Insufficient data to calculate HABK's fair value to establish if it is undervalued.

Significantly Undervalued: Insufficient data to calculate HABK's fair value to establish if it is undervalued.


Price Based on Earnings

PE vs Industry: Insufficient data to calculate HABK's PE Ratio to determine if it is good value compared to the Mortgage industry average.

PE vs Market: Insufficient data to calculate HABK's PE Ratio to determine if it is good value compared to the US market.


Price Based on Expected Growth

Low PEG Ratio: Insufficient data to calculate HABK's PEG Ratio to determine if it is good value.


Price Based on Value of Assets

PB vs Industry: Insufficient data to calculate HABK's PB Ratio to determine if it is good value.


Next Steps

Future Growth

How is Hamilton Bancorp expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.4%

Forecasted Banks industry annual growth in earnings


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Earnings vs Savings Rate: Insufficient data to determine if HABK's forecast earnings growth is above the savings rate (2.7%).

Earnings vs Market: Insufficient data to determine if HABK's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if HABK's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if HABK's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Estimates


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has Hamilton Bancorp performed over the past 5 years?

15.9%

Historical Banks annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if HABK's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare HABK's past year earnings growth to its 5-year average.

Earnings vs Industry: Insufficient data to determine if HABK's earnings growth over the past year exceeded the Mortgage industry average.


Return on Equity

High ROE: HABK has a negative Return on Equity (0%), as it is currently unprofitable.


Return on Assets

ROA vs Industry: Insufficient data to calculate HABK's Return on Assets to determine if it is higher than the Mortgage industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate HABK's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is Hamilton Bancorp's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if HABK has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if HABK has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Financial Institutions Analysis

Asset Level: Insufficient data to determine if HABK's level of assets compared to its equity is low

Allowance for Bad Loans: Insufficient data to determine if HABK has a sufficient allowance for bad loans.

Low Risk Liabilities: HABK reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if HABK has an acceptable proportion of non-loan assets held.

Low Risk Deposits: HABK has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if HABK has an appropriate level of bad loans.


Next Steps

Dividend

What is Hamilton Bancorp's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.8%industryaverage2.2%forecastin3Yearsn/a

Current dividend yield vs market & industry


Dividend Yield and Payments Analysis

Notable Dividend: Unable to evaluate HABK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate HABK's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if HABK's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if HABK's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of HABK's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of Hamilton Bancorp's salary, the management and board of directors tenure and is there insider trading?


CEO

Hamilton Bancorp has no CEO, or we have no data on them.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team


    Board Members

      Company Information

      Hamilton Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: Hamilton Bancorp, Inc.
      • Ticker: HABK
      • Exchange: OTCPK
      • Founded: 1915
      • Industry: Thrifts and Mortgage Finance
      • Sector: Banks
      • Market Cap: US$3.000
      • Shares outstanding: 3.42m
      • Website: https://www.hamiltonbancorp.com

      Location

      • Hamilton Bancorp, Inc.
      • 501 Fairmount Avenue
      • Suite 200
      • Towson
      • Maryland
      • 21286
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      HABKOTCPK (Pink Sheets LLC)YesCommon StockUSUSDMar 1997

      Biography

      Hamilton Bancorp, Inc. operates as the holding company for Hamilton Bank that provides various banking products and services in the United States. The company offers deposit products, including money marke ...


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2019/08/13 23:38
      End of Day Share Price2019/05/16 00:00
      Earnings2001/09/30
      Annual Earnings2000/12/31


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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