Habersham Bancorp Balance Sheet Health

Financial Health criteria checks 0/6

Insufficient data to determine the health of Habersham Bancorp

Key information

n/a

Asset to equity ratio

n/a

Net interest margin

Total deposits

n/a

Loan to deposit ratio

High

Bad loans

n/a

Allowance for bad loans

n/a

Current ratio

n/a

Cash & equivalents

n/a

Recent financial health updates

No updates

Recent updates

No updates

In this section we usually analyse Habersham Bancorp's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Habersham Bancorp has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: Insufficient data to determine if HABC's has appropriate level of Assets to Equity ratio.

Allowance for Bad Loans: Insufficient data to determine if HABC has a sufficient allowance for bad loans.

Low Risk Liabilities: HABC reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.

Loan Level: Insufficient data to determine if HABC has an appropriate level of Loans to Assets ratio.

Low Risk Deposits: HABC reports no customer deposits, loans are made up entirely of externally borrowed funds.

Level of Bad Loans: Insufficient data to determine if HABC has an appropriate level of bad loans.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/09/01 17:36
End of Day Share Price 2024/06/04 00:00
Earnings2010/09/30
Annual Earnings2009/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Habersham Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution