Golden Valley Bancshares Past Earnings Performance
Past criteria checks 1/6
Golden Valley Bancshares's earnings have been declining at an average annual rate of -4.2%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4% per year. Golden Valley Bancshares's return on equity is 8.4%, and it has net margins of 21.2%.
Key information
-4.2%
Earnings growth rate
-4.2%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.0% |
| Return on equity | 8.4% |
| Net Margin | 21.2% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Golden Valley Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 16 | 3 | 7 | 0 |
| 30 Jun 24 | 16 | 3 | 6 | 0 |
| 31 Mar 24 | 16 | 4 | 7 | 0 |
| 31 Dec 23 | 16 | 4 | 7 | 0 |
| 30 Sep 23 | 16 | 4 | 7 | 0 |
| 31 Mar 23 | 17 | 4 | 7 | 0 |
| 31 Dec 22 | 17 | 5 | 7 | 0 |
| 30 Sep 22 | 16 | 5 | 2 | 0 |
| 31 Mar 22 | 16 | 5 | 6 | 0 |
| 31 Dec 21 | 16 | 5 | 6 | 0 |
| 30 Sep 21 | 15 | 5 | 6 | 0 |
| 30 Jun 21 | 15 | 5 | 6 | 0 |
| 31 Mar 21 | 14 | 4 | 6 | 0 |
| 31 Dec 20 | 14 | 4 | 6 | 0 |
| 30 Sep 20 | 13 | 4 | 5 | 0 |
| 30 Jun 20 | 14 | 5 | 5 | 0 |
| 31 Mar 20 | 14 | 4 | 5 | 0 |
| 31 Dec 19 | 13 | 4 | 5 | 0 |
| 31 Dec 18 | 10 | 2 | 4 | 0 |
| 31 Dec 17 | 8 | 2 | 4 | 0 |
| 30 Sep 17 | 8 | 2 | 4 | 0 |
| 31 Dec 16 | 7 | 2 | 4 | 0 |
| 30 Sep 16 | 7 | 2 | 3 | 0 |
| 30 Jun 16 | 7 | 2 | 3 | 0 |
| 31 Mar 16 | 7 | 2 | 3 | 0 |
| 31 Dec 15 | 7 | 2 | 3 | 0 |
| 30 Sep 15 | 7 | 2 | 3 | 0 |
| 30 Jun 15 | 7 | 2 | 3 | 0 |
| 31 Mar 15 | 7 | 2 | 3 | 0 |
| 31 Dec 14 | 6 | 2 | 3 | 0 |
| 30 Sep 14 | 6 | 1 | 3 | 0 |
| 30 Jun 14 | 6 | 1 | 3 | 0 |
| 31 Mar 14 | 6 | 1 | 3 | 0 |
| 31 Dec 13 | 6 | 1 | 3 | 0 |
Quality Earnings: GVYB has high quality earnings.
Growing Profit Margin: GVYB's current net profit margins (21.2%) are lower than last year (24.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GVYB's earnings have declined by 4.2% per year over the past 5 years.
Accelerating Growth: GVYB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GVYB had negative earnings growth (-17.1%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: GVYB's Return on Equity (8.4%) is considered low.