Golden Valley Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
Golden Valley Bancshares has total assets of $499.6M and total equity of $39.4M. Total deposits are $451.5M, and total loans are $237.6M.
Key information
12.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$451.50m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$85.51m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GVYB's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if GVYB has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of GVYB's liabilities are made up of primarily low risk sources of funding.
Loan Level: GVYB has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: GVYB's Loans to Deposits ratio (53%) is appropriate.
Level of Bad Loans: Insufficient data to determine if GVYB has an appropriate level of bad loans.