Golden Valley Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
Golden Valley Bancshares has total assets of $486.1M and total equity of $35.3M. Total deposits are $442.1M, and total loans are $232.3M.
Key information
13.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$442.06m |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | US$55.58m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GVYB's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if GVYB has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of GVYB's liabilities are made up of primarily low risk sources of funding.
Loan Level: GVYB has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: GVYB's Loans to Deposits ratio (53%) is appropriate.
Level of Bad Loans: Insufficient data to determine if GVYB has an appropriate level of bad loans.