OTCPK:GABA

Stock Analysis Report

Executive Summary

Georgia Bancshares, Inc. operates as the holding company of The Bank of Georgia that provides commercial and retail banking services to individuals and small to medium-sized businesses in Georgia.

Snowflake

Fundamentals

Weak fundamentals or lack of information.

Risks

  • Georgia Bancshares's last earnings update was 2194 days ago.
  • Georgia Bancshares is not covered by any analysts.

Share Price & News

How has Georgia Bancshares's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

OTCPK:GABA

0.3%

US Banks

0.9%

US Market


1 Year Return

-77.8%

OTCPK:GABA

-13.6%

US Banks

0.3%

US Market

GABA underperformed the Banks industry which returned -14.2% over the past year.

GABA underperformed the Market in United States of America which returned -0.5% over the past year.


Share holder returns

GABAIndustryMarket
7 Day0%0.3%0.9%
30 Day0%-5.1%-1.9%
90 Dayn/a-3.5%1.6%
1 Year-77.8%-77.8%-11.2%-13.6%2.6%0.3%
3 Year-52.4%-52.4%43.6%33.7%41.0%31.8%
5 Year-99.8%-99.8%53.7%37.0%55.2%38.0%

Price Volatility Vs. Market

How volatile is Georgia Bancshares's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Georgia Bancshares undervalued based on future cash flows and its price relative to the stock market?


In this section, we usually try to help investors determine whether Georgia Bancshares is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Georgia Bancshares has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of GABA’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Georgia Bancshares regulatory filings here.
  • Explore potentially undervalued companies in the Banks industry.

Future Growth

How is Georgia Bancshares expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

1.8%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Georgia Bancshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of GABA’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Georgia Bancshares's filings and announcements here.
  • Explore growth companies in the Banks industry.

Past Performance

How has Georgia Bancshares performed over the past 5 years?

0.2%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Georgia Bancshares has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is Georgia Bancshares's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse Georgia Bancshares's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Georgia Bancshares has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of GABA’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Georgia Bancshares's financial data was last updated here.
  • Explore more healthy companies in the Banks industry.

Dividend

What is Georgia Bancshares's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Georgia Bancshares's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Georgia Bancshares's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Georgia Bancshares has not reported any payouts.

Unable to verify if Georgia Bancshares's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Georgia Bancshares has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Georgia Bancshares's salary, the management and board of directors tenure and is there insider trading?


CEO

Georgia Bancshares has no CEO, or we have no data on them.


Insider Trading

No 3 month open market individual insider trading information.


Management Team


    Board Members

      Company Information

      Georgia Bancshares, Inc.'s company bio, employee growth, exchange listings and data sources


      Key Information

      • Name: Georgia Bancshares, Inc.
      • Ticker: GABA
      • Exchange: OTCPK
      • Founded: 1999
      • Industry: Regional Banks
      • Sector: Banks
      • Market Cap: US$3.398k
      • Shares outstanding: 3.40m
      • Website: https://www.bankofgeorgia.com

      Location

      • Georgia Bancshares, Inc.
      • 100 Westpark Drive
      • Peachtree City
      • Georgia
      • 30269
      • United States

      Listings

      TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
      GABAOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJun 2002

      Biography

      Georgia Bancshares, Inc. operates as the holding company of The Bank of Georgia that provides commercial and retail banking services to individuals and small to medium-sized businesses in Georgia. The comp ...


      Company Analysis and Financial Data Status

      All financial data provided by Standard & Poor's Capital IQ.
      DataLast Updated (UTC time)
      Company Analysis2019/08/19 23:36
      End of Day Share Price2019/06/11 00:00
      Earnings2012/12/31
      Annual Earnings2012/12/31


      Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.