First Reliance Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Reliance Bancshares has total assets of $1.1B and total equity of $80.5M. Total deposits are $951.9M, and total loans are $730.9M.
Key information
13.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$951.95m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$66.66m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSRL's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: FSRL has a sufficient allowance for bad loans (915%).
Low Risk Liabilities: 96% of FSRL's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSRL has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: FSRL's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: FSRL has an appropriate level of bad loans (0.1%).