First Community Financial Past Earnings Performance
Past criteria checks 1/6
First Community Financial's earnings have been declining at an average annual rate of -4%, while the Banks industry saw earnings growing at 9.6% annually. Revenues have been growing at an average rate of 4.9% per year. First Community Financial's return on equity is 3%, and it has net margins of 6.4%.
Key information
-4.0%
Earnings growth rate
-4.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.9% |
| Return on equity | 3.0% |
| Net Margin | 6.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How First Community Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 19 | 1 | 15 | 0 |
| 30 Sep 23 | 21 | 3 | 15 | 0 |
| 30 Jun 23 | 22 | 4 | 15 | 0 |
| 31 Mar 23 | 23 | 5 | 15 | 0 |
| 31 Dec 22 | 23 | 5 | 15 | 0 |
| 30 Sep 22 | 23 | 5 | 15 | 0 |
| 30 Jun 22 | 23 | 5 | 14 | 0 |
| 31 Mar 22 | 22 | 5 | 14 | 0 |
| 31 Dec 21 | 21 | 5 | 14 | 0 |
| 30 Sep 21 | 21 | 5 | 12 | 0 |
| 30 Jun 21 | 20 | 5 | 12 | 0 |
| 31 Mar 21 | 19 | 4 | 12 | 0 |
| 31 Dec 20 | 18 | 4 | 12 | 0 |
| 31 Dec 19 | 17 | 4 | 11 | 0 |
| 31 Dec 18 | 18 | 4 | 10 | 0 |
| 31 Dec 17 | 17 | 4 | 9 | 0 |
| 31 Dec 16 | 16 | 4 | 9 | 0 |
| 31 Dec 15 | 16 | 4 | 9 | 0 |
| 31 Dec 14 | 16 | 4 | 9 | 0 |
Quality Earnings: FMFP has high quality earnings.
Growing Profit Margin: FMFP's current net profit margins (6.4%) are lower than last year (22.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FMFP's earnings have declined by 4% per year over the past 5 years.
Accelerating Growth: FMFP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FMFP had negative earnings growth (-77.1%) over the past year, making it difficult to compare to the Banks industry average (-12.9%).
Return on Equity
High ROE: FMFP's Return on Equity (3%) is considered low.