First Community Financial Balance Sheet Health
Financial Health criteria checks 5/6
First Community Financial has total assets of $707.5M and total equity of $40.3M. Total deposits are $560.1M, and total loans are $466.5M.
Key information
17.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$560.07m |
Loan to deposit ratio | Appropriate |
Bad loans | 1.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$18.09m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FMFP's Assets to Equity ratio (17.6x) is moderate.
Allowance for Bad Loans: FMFP has a low allowance for bad loans (85%).
Low Risk Liabilities: 84% of FMFP's liabilities are made up of primarily low risk sources of funding.
Loan Level: FMFP has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: FMFP's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: FMFP has an appropriate level of bad loans (1.5%).