First Keystone's earnings have been declining at an average annual rate of -30.5%, while the Banks industry saw earnings growing at 3% annually. Revenues have been declining at an average rate of 2% per year. First Keystone's return on equity is 6.2%, and it has net margins of 16.9%.
Key information
-30.52%
Earnings growth rate
-31.48%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
-2.02%
Return on equity
6.18%
Net Margin
16.88%
Last Earnings Update
31 Mar 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How First Keystone makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:FKYS Revenue, expenses and earnings (USD Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
42
7
27
0
31 Dec 25
40
6
26
0
30 Sep 25
43
9
25
0
30 Jun 25
41
8
25
0
31 Mar 25
38
6
25
0
31 Dec 24
37
-13
25
0
30 Sep 24
36
-14
24
0
30 Jun 24
35
-14
24
0
31 Mar 24
35
-14
24
0
31 Dec 23
35
6
24
0
30 Sep 23
37
7
24
0
30 Jun 23
39
9
23
0
31 Mar 23
42
12
22
0
31 Dec 22
43
14
21
0
30 Sep 22
44
14
21
0
30 Jun 22
44
15
21
0
31 Mar 22
43
14
21
0
31 Dec 21
43
15
20
0
30 Sep 21
43
15
20
0
30 Jun 21
42
14
20
0
31 Mar 21
41
14
20
0
31 Dec 20
38
12
20
0
30 Sep 20
36
11
19
0
30 Jun 20
36
11
19
0
31 Mar 20
35
10
19
0
31 Dec 19
35
10
19
0
30 Sep 19
34
10
18
0
30 Jun 19
33
10
18
0
31 Mar 19
33
10
18
0
31 Dec 18
32
9
18
0
30 Sep 18
32
9
17
0
30 Jun 18
32
9
17
0
31 Mar 18
31
8
17
0
31 Dec 17
32
9
17
0
30 Sep 17
32
9
17
0
30 Jun 17
31
9
16
0
31 Mar 17
31
10
16
0
31 Dec 16
31
9
15
0
30 Sep 16
30
9
15
0
30 Jun 16
31
9
16
0
31 Mar 16
31
9
16
0
31 Dec 15
32
9
16
0
30 Sep 15
34
10
16
0
30 Jun 15
34
10
16
0
Quality Earnings: FKYS has high quality earnings.
Growing Profit Margin: FKYS's current net profit margins (16.9%) are higher than last year (16.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FKYS's earnings have declined by 30.5% per year over the past 5 years.
Accelerating Growth: FKYS's earnings growth over the past year (13.3%) exceeds its 5-year average (-30.5% per year).
Earnings vs Industry: FKYS earnings growth over the past year (13.3%) did not outperform the Banks industry 23.2%.
Return on Equity
High ROE: FKYS's Return on Equity (6.2%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/03 13:01
End of Day Share Price
2026/06/01 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Keystone Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.