First Keystone Past Earnings Performance
Past criteria checks 2/6
First Keystone has been growing earnings at an average annual rate of 0.9%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 4.5% per year. First Keystone's return on equity is 4.6%, and it has net margins of 15.7%.
Key information
0.9%
Earnings growth rate
0.05%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.5% |
| Return on equity | 4.6% |
| Net Margin | 15.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How First Keystone makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 35 | 6 | 24 | 0 |
| 30 Sep 23 | 37 | 7 | 24 | 0 |
| 30 Jun 23 | 39 | 9 | 23 | 0 |
| 31 Mar 23 | 42 | 12 | 22 | 0 |
| 31 Dec 22 | 43 | 14 | 21 | 0 |
| 30 Sep 22 | 44 | 14 | 21 | 0 |
| 30 Jun 22 | 44 | 15 | 21 | 0 |
| 31 Mar 22 | 43 | 14 | 21 | 0 |
| 31 Dec 21 | 43 | 15 | 20 | 0 |
| 30 Sep 21 | 43 | 15 | 20 | 0 |
| 30 Jun 21 | 42 | 14 | 20 | 0 |
| 31 Mar 21 | 41 | 14 | 20 | 0 |
| 31 Dec 20 | 38 | 12 | 20 | 0 |
| 30 Sep 20 | 36 | 11 | 19 | 0 |
| 30 Jun 20 | 36 | 11 | 19 | 0 |
| 31 Mar 20 | 35 | 10 | 19 | 0 |
| 31 Dec 19 | 35 | 10 | 19 | 0 |
| 30 Sep 19 | 34 | 10 | 18 | 0 |
| 30 Jun 19 | 33 | 10 | 18 | 0 |
| 31 Mar 19 | 33 | 10 | 18 | 0 |
| 31 Dec 18 | 32 | 9 | 18 | 0 |
| 30 Sep 18 | 32 | 9 | 17 | 0 |
| 30 Jun 18 | 32 | 9 | 17 | 0 |
| 31 Mar 18 | 31 | 8 | 17 | 0 |
| 31 Dec 17 | 32 | 9 | 17 | 0 |
| 30 Sep 17 | 32 | 9 | 17 | 0 |
| 30 Jun 17 | 31 | 9 | 16 | 0 |
| 31 Mar 17 | 31 | 10 | 16 | 0 |
| 31 Dec 16 | 31 | 9 | 15 | 0 |
| 30 Sep 16 | 30 | 9 | 15 | 0 |
| 30 Jun 16 | 31 | 9 | 16 | 0 |
| 31 Mar 16 | 31 | 9 | 16 | 0 |
| 31 Dec 15 | 32 | 9 | 16 | 0 |
| 30 Sep 15 | 34 | 10 | 16 | 0 |
| 30 Jun 15 | 34 | 10 | 16 | 0 |
| 31 Mar 15 | 34 | 10 | 16 | 0 |
| 31 Dec 14 | 34 | 10 | 16 | 0 |
| 30 Sep 14 | 32 | 9 | 16 | 0 |
| 30 Jun 14 | 32 | 9 | 16 | 0 |
| 31 Mar 14 | 33 | 10 | 16 | 0 |
| 31 Dec 13 | 32 | 10 | 15 | 0 |
| 30 Sep 13 | 33 | 11 | 15 | 0 |
| 30 Jun 13 | 34 | 11 | 15 | 0 |
Quality Earnings: FKYS has high quality earnings.
Growing Profit Margin: FKYS's current net profit margins (15.7%) are lower than last year (32.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FKYS's earnings have grown by 0.9% per year over the past 5 years.
Accelerating Growth: FKYS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FKYS had negative earnings growth (-60.4%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: FKYS's Return on Equity (4.6%) is considered low.