Fukuoka Financial Group Balance Sheet Health
Financial Health criteria checks 4/6
Fukuoka Financial Group has total assets of ¥32,923.1B and total equity of ¥1,007.4B. Total deposits are ¥21,663.5B, and total loans are ¥19,337.2B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are ¥7,546.1B.
Key information
32.7x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥21.66t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥7.55t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FKKF.Y's Assets to Equity ratio (32.7x) is very high.
Allowance for Bad Loans: FKKF.Y has a low allowance for bad loans (64%).
Low Risk Liabilities: 68% of FKKF.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: FKKF.Y has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: FKKF.Y's Loans to Deposits ratio (89%) is appropriate.
Level of Bad Loans: FKKF.Y has an appropriate level of bad loans (1.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 10:01 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Fukuoka Financial Group, Inc. is covered by 18 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Shinichi Tamura | Barclays |
| Shinichiro Nakamura | BofA Global Research |
| Koichi Niwa | Citigroup Inc |