First Bancshares (Bellevue OH) Past Earnings Performance

Past criteria checks 1/6

First Bancshares (Bellevue OH)'s earnings have been declining at an average annual rate of -48.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been declining at an average rate of 15.7% per year.

Key information

-48.8%

Earnings growth rate

-48.7%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	-15.7%
Return on equity	n/a
Net Margin	13.9%
Last Earnings Update	31 Dec 2023

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How First Bancshares (Bellevue OH) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:FIBH Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	10	1	0
30 Sep 23	10	1	7
30 Jun 23	10	2	7
31 Mar 23	11	2	7
31 Dec 22	11	3	7
30 Sep 22	11	3	7
31 Mar 22	11	3	7
31 Dec 21	11	3	7
30 Sep 21	11	3	6
31 Mar 21	11	3	6
31 Dec 20	11	3	6
30 Sep 20	10	3	6
30 Jun 20	10	3	6
31 Mar 20	10	3	6
31 Dec 19	10	2	6
30 Sep 19	10	2	6
30 Jun 19	10	2	6
31 Mar 19	10	2	6
31 Dec 18	10	3	6
30 Sep 18	10	2	5
30 Jun 18	10	2	5
31 Mar 18	10	2	5
31 Dec 17	9	2	5
30 Sep 17	10	2	5
30 Jun 17	10	2	5
31 Mar 17	10	2	5
31 Dec 16	9	2	5
30 Sep 16	9	1	3
30 Jun 16	9	1	5
31 Mar 16	8	1	5
31 Dec 15	8	1	5

Quality Earnings: FIBH has high quality earnings.

Growing Profit Margin: FIBH's current net profit margins (13.9%) are lower than last year (22.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if FIBH's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: FIBH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FIBH had negative earnings growth (-48.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: Insufficient data to calculate FIBH's Return on Equity to determine if it is high.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/10 07:33
End of Day Share Price	2024/12/12 00:00
Earnings	2023/12/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Bancshares Inc. (Bellevue, OH) is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution