First Bancshares (Bellevue OH) Balance Sheet Health
Financial Health criteria checks 6/6
First Bancshares (Bellevue OH) has total assets of $296.6M and total equity of $15.7M. Total deposits are $259.5M, and total loans are $167.8M. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $6.1M.
Key information
18.9x
Asset to equity ratio
3.2%
Net interest margin
Total deposits | US$259.48m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$6.09m |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FIBH's Assets to Equity ratio (18.9x) is moderate.
Allowance for Bad Loans: FIBH has a sufficient allowance for bad loans (1212%).
Low Risk Liabilities: 92% of FIBH's liabilities are made up of primarily low risk sources of funding.
Loan Level: FIBH has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: FIBH's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: FIBH has an appropriate level of bad loans (0.1%).