Fentura Financial Past Earnings Performance
Past criteria checks 2/6
Fentura Financial has been growing earnings at an average annual rate of 4.9%, while the Banks industry saw earnings growing at 9.4% annually. Revenues have been growing at an average rate of 8.8% per year. Fentura Financial's return on equity is 9.6%, and it has net margins of 22.6%.
Key information
4.9%
Earnings growth rate
5.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 8.8% |
| Return on equity | 9.6% |
| Net Margin | 22.6% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Fentura Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 60 | 14 | 40 | 0 |
| 31 Dec 23 | 61 | 15 | 39 | 0 |
| 30 Sep 23 | 61 | 15 | 35 | 0 |
| 30 Jun 23 | 61 | 15 | 35 | 0 |
| 31 Mar 23 | 61 | 16 | 34 | 0 |
| 31 Dec 22 | 59 | 15 | 33 | 0 |
| 30 Sep 22 | 58 | 14 | 34 | 0 |
| 30 Jun 22 | 57 | 14 | 33 | 0 |
| 31 Mar 22 | 58 | 15 | 33 | 0 |
| 31 Dec 21 | 58 | 17 | 32 | 0 |
| 30 Sep 21 | 59 | 16 | 31 | 0 |
| 30 Jun 21 | 59 | 17 | 30 | 0 |
| 31 Mar 21 | 57 | 17 | 29 | 0 |
| 31 Dec 20 | 54 | 15 | 28 | 0 |
| 30 Sep 20 | 50 | 15 | 25 | 0 |
| 30 Jun 20 | 46 | 13 | 24 | 0 |
| 31 Mar 20 | 44 | 12 | 24 | 0 |
| 31 Dec 19 | 42 | 12 | 23 | 0 |
| 30 Sep 19 | 41 | 11 | 23 | 0 |
| 30 Jun 19 | 40 | 11 | 22 | 0 |
| 31 Mar 19 | 39 | 11 | 21 | 0 |
| 31 Dec 18 | 38 | 10 | 20 | 0 |
| 30 Sep 18 | 38 | 10 | 25 | 0 |
| 30 Jun 18 | 38 | 10 | 23 | 0 |
| 31 Mar 18 | 37 | 9 | 23 | 0 |
| 31 Dec 17 | 35 | 9 | 19 | 0 |
| 30 Sep 17 | 33 | 8 | 18 | 0 |
| 30 Jun 17 | 29 | 6 | 17 | 0 |
| 31 Mar 17 | 25 | 5 | 16 | 0 |
| 31 Dec 16 | 24 | 4 | 16 | 0 |
| 30 Sep 16 | 23 | 5 | 15 | 0 |
| 30 Jun 16 | 22 | 5 | 15 | 0 |
| 31 Mar 16 | 22 | 5 | 15 | 0 |
| 31 Dec 15 | 22 | 5 | 14 | 0 |
| 30 Sep 15 | 21 | 4 | 14 | 0 |
| 30 Jun 15 | 21 | 4 | 14 | 0 |
| 31 Mar 15 | 20 | 4 | 10 | 0 |
| 31 Dec 14 | 19 | 3 | 13 | 0 |
| 30 Sep 14 | 18 | 8 | 13 | 0 |
| 30 Jun 14 | 18 | 8 | 13 | 0 |
| 31 Mar 14 | 17 | 8 | 9 | 0 |
| 31 Dec 13 | 17 | 8 | 13 | 0 |
| 30 Sep 13 | 17 | 3 | 14 | 0 |
| 30 Jun 13 | 17 | 3 | 13 | 0 |
Quality Earnings: FETM has high quality earnings.
Growing Profit Margin: FETM's current net profit margins (22.6%) are lower than last year (25.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FETM's earnings have grown by 4.9% per year over the past 5 years.
Accelerating Growth: FETM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FETM had negative earnings growth (-13.5%) over the past year, making it difficult to compare to the Banks industry average (-13.8%).
Return on Equity
High ROE: FETM's Return on Equity (9.6%) is considered low.