First Capital Bancshares Past Earnings Performance
Past criteria checks 3/6
First Capital Bancshares has been growing earnings at an average annual rate of 55.9%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 33.9% per year. First Capital Bancshares's return on equity is 5.5%, and it has net margins of 19.4%.
Key information
55.9%
Earnings growth rate
50.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 33.9% |
| Return on equity | 5.5% |
| Net Margin | 19.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How First Capital Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 20 | 4 | 12 | 0 |
| 31 Dec 22 | 14 | 3 | 9 | 0 |
| 31 Dec 21 | 9 | 1 | 7 | 0 |
| 31 Dec 20 | 7 | 1 | 5 | 0 |
| 31 Dec 19 | 4 | -1 | 4 | 0 |
| 31 Dec 18 | 4 | 0 | 3 | 0 |
| 31 Dec 17 | 3 | 0 | 2 | 0 |
Quality Earnings: FCPB has high quality earnings.
Growing Profit Margin: FCPB's current net profit margins (19.4%) are lower than last year (19.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FCPB has become profitable over the past 5 years, growing earnings by 55.9% per year.
Accelerating Growth: FCPB's earnings growth over the past year (41%) is below its 5-year average (55.9% per year).
Earnings vs Industry: FCPB earnings growth over the past year (41%) exceeded the Banks industry -11.8%.
Return on Equity
High ROE: FCPB's Return on Equity (5.5%) is considered low.