First Capital Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Capital Bancshares has total assets of $568.9M and total equity of $50.9M. Total deposits are $471.0M, and total loans are $476.2M.
Key information
11.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$471.05m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.05% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$14.79m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCPB's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: FCPB has a sufficient allowance for bad loans (1756%).
Low Risk Liabilities: 91% of FCPB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCPB has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: FCPB's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: FCPB has an appropriate level of bad loans (0.1%).