First Capital Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Capital Bancshares has total assets of $791.7M and total equity of $68.6M. Total deposits are $648.8M, and total loans are $673.1M.
Key information
11.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$648.84m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.02% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$45.94m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCPB's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: FCPB has a sufficient allowance for bad loans (4628%).
Low Risk Liabilities: 90% of FCPB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCPB has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: FCPB's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: FCPB has an appropriate level of bad loans (0%).