First Bancshares, Inc.

OTCPK:FBSI Stock Report

Market Cap: US$60.7m

First Bancshares Past Earnings Performance

Past criteria checks 3/6

First Bancshares has been growing earnings at an average annual rate of 14.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 11.9% per year. First Bancshares's return on equity is 11.5%, and it has net margins of 28.7%.

Key information

14.4%

Earnings growth rate

16.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate11.9%
Return on equity11.5%
Net Margin28.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How First Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:FBSI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2422600
30 Jun 2422600
31 Mar 2422700
31 Dec 2322700
30 Sep 2321690
30 Jun 2321690
31 Mar 2320600
31 Dec 2218590
30 Sep 2218580
30 Jun 2217580
31 Mar 2217580
31 Dec 2117580
30 Sep 2116570
30 Jun 2115470
31 Mar 2115470
31 Dec 2014470
30 Sep 2014470
30 Jun 2014470
31 Mar 2014370
31 Dec 1914470
30 Sep 1914470
30 Jun 1913370
31 Mar 1913370
31 Dec 1813370
30 Sep 1813100
30 Jun 1812100
31 Mar 1811000
31 Dec 179-160
30 Sep 178150
30 Jun 177150
31 Mar 177150
31 Dec 167150
30 Sep 167140
30 Jun 167140
31 Mar 167340
31 Dec 156340
30 Sep 156350
30 Jun 156350
31 Dec 146050
30 Sep 146050
30 Jun 146150
31 Mar 146100
31 Dec 136100

Quality Earnings: FBSI has high quality earnings.

Growing Profit Margin: FBSI's current net profit margins (28.7%) are lower than last year (29.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FBSI's earnings have grown by 14.4% per year over the past 5 years.

Accelerating Growth: FBSI's earnings growth over the past year (1.1%) is below its 5-year average (14.4% per year).

Earnings vs Industry: FBSI earnings growth over the past year (1.1%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: FBSI's Return on Equity (11.5%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 02:24
End of Day Share Price 2024/12/17 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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