First Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
First Bancshares has total assets of $516.8M and total equity of $56.0M. Total deposits are $455.0M, and total loans are $429.4M.
Key information
9.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$454.99m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$42.77m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FBSI's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: Insufficient data to determine if FBSI has a sufficient allowance for bad loans.
Low Risk Liabilities: 99% of FBSI's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBSI has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: FBSI's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: Insufficient data to determine if FBSI has an appropriate level of bad loans.