Canadian Western Bank Balance Sheet Health
Financial Health criteria checks 5/6
Canadian Western Bank has total assets of CA$42.0B and total equity of CA$4.2B. Total deposits are CA$32.8B, and total loans are CA$37.0B earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are CA$306.2M.
Key information
10.1x
Asset to equity ratio
2.3%
Net interest margin
Total deposits | CA$32.81b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | CA$306.18m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CWES.F's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: CWES.F has a low allowance for bad loans (53%).
Low Risk Liabilities: 87% of CWES.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: CWES.F has an appropriate level of Loans to Assets ratio (88%).
Low Risk Deposits: CWES.F's Loans to Deposits ratio (113%) is appropriate.
Level of Bad Loans: CWES.F has an appropriate level of bad loans (1%).