Catskill Hudson Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Catskill Hudson Bancorp has total assets of $572.6M and total equity of $25.3M. Total deposits are $528.0M, and total loans are $441.6M.
Key information
22.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$527.96m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$20.02m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CSKL's Assets to Equity ratio (22.6x) is very high.
Allowance for Bad Loans: CSKL has a sufficient allowance for bad loans (313%).
Low Risk Liabilities: 96% of CSKL's liabilities are made up of primarily low risk sources of funding.
Loan Level: CSKL has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: CSKL's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: CSKL has an appropriate level of bad loans (0.2%).