Catskill Hudson Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Catskill Hudson Bancorp has total assets of $576.6M and total equity of $24.6M. Total deposits are $529.8M, and total loans are $413.8M.
Key information
23.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$529.76m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$14.09m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CSKL's Assets to Equity ratio (23.4x) is very high.
Allowance for Bad Loans: CSKL has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 96% of CSKL's liabilities are made up of primarily low risk sources of funding.
Loan Level: CSKL has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: CSKL's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: CSKL has an appropriate level of bad loans (0.4%).