Chongqing Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Chongqing Rural Commercial Bank has total assets of CN¥1,510.3B and total equity of CN¥129.7B. Total deposits are CN¥956.9B, and total loans are CN¥676.7B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥247.5B.
Key information
11.6x
Asset to equity ratio
1.7%
Net interest margin
| Total deposits | CN¥956.86b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥247.54b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CRCB.Y's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: CRCB.Y has a sufficient allowance for bad loans (359%).
Low Risk Liabilities: 69% of CRCB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: CRCB.Y has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: CRCB.Y's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: CRCB.Y has an appropriate level of bad loans (1.2%).