Chongqing Rural Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
Chongqing Rural Commercial Bank has total assets of CN¥1,447.9B and total equity of CN¥122.9B. Total deposits are CN¥954.7B, and total loans are CN¥650.3B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥250.5B.
Key information
11.8x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | CN¥954.75b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥250.47b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CRCB.Y's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: CRCB.Y has a sufficient allowance for bad loans (354%).
Low Risk Liabilities: 72% of CRCB.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: CRCB.Y has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: CRCB.Y's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: CRCB.Y has an appropriate level of bad loans (1.2%).