CoastalSouth Bancshares Past Earnings Performance
Past criteria checks 4/6
CoastalSouth Bancshares has been growing earnings at an average annual rate of 49.1%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 22.6% per year. CoastalSouth Bancshares's return on equity is 15.7%, and it has net margins of 34.3%.
Key information
49.1%
Earnings growth rate
45.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 22.6% |
| Return on equity | 15.7% |
| Net Margin | 34.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How CoastalSouth Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 71 | 24 | 35 | 0 |
| 30 Sep 23 | 68 | 23 | 33 | 0 |
| 30 Jun 23 | 67 | 23 | 33 | 0 |
| 31 Mar 23 | 64 | 21 | 33 | 0 |
| 31 Dec 22 | 59 | 18 | 32 | 0 |
| 30 Sep 22 | 56 | 15 | 34 | 0 |
| 30 Jun 22 | 53 | 13 | 33 | 0 |
| 31 Mar 22 | 51 | 13 | 32 | 0 |
| 31 Dec 21 | 49 | 12 | 31 | 0 |
| 30 Sep 21 | 46 | 11 | 28 | 0 |
| 30 Jun 21 | 43 | 10 | 27 | 0 |
| 31 Mar 21 | 39 | 8 | 25 | 0 |
| 31 Dec 20 | 35 | 6 | 23 | 0 |
| 30 Sep 20 | 33 | 5 | 22 | 0 |
| 30 Jun 20 | 31 | 5 | 22 | 0 |
| 31 Mar 20 | 31 | 4 | 22 | 0 |
| 31 Dec 19 | 30 | 3 | 22 | 0 |
| 30 Sep 19 | 28 | 2 | 22 | 0 |
| 30 Jun 19 | 26 | 1 | 20 | 0 |
| 31 Mar 19 | 25 | 0 | 19 | 0 |
| 31 Dec 18 | 23 | 0 | 19 | 0 |
| 30 Sep 18 | 19 | -7 | 17 | 0 |
| 30 Jun 18 | 17 | -10 | 17 | 0 |
| 31 Mar 18 | 16 | -10 | 16 | 0 |
| 31 Dec 17 | 16 | -9 | 15 | 0 |
| 31 Dec 16 | 20 | 2 | 11 | 0 |
| 31 Dec 15 | 27 | 0 | 17 | 0 |
Quality Earnings: COSO has high quality earnings.
Growing Profit Margin: COSO's current net profit margins (34.3%) are higher than last year (30.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: COSO has become profitable over the past 5 years, growing earnings by 49.1% per year.
Accelerating Growth: COSO's earnings growth over the past year (34.6%) is below its 5-year average (49.1% per year).
Earnings vs Industry: COSO earnings growth over the past year (34.6%) exceeded the Banks industry -12.6%.
Return on Equity
High ROE: COSO's Return on Equity (15.7%) is considered low.