CoastalSouth Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
CoastalSouth Bancshares has total assets of $2.1B and total equity of $180.2M. Total deposits are $1.8B, and total loans are $1.4B.
Key information
11.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.81b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$63.44m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COSO's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: COSO has a sufficient allowance for bad loans (182%).
Low Risk Liabilities: 93% of COSO's liabilities are made up of primarily low risk sources of funding.
Loan Level: COSO has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: COSO's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: COSO has an appropriate level of bad loans (0.6%).