CNBA Stock Overview

Operates as the holding company for Chester National Bank that provides various banking products and services to individuals and businesses in Chester, Illinois. More details

CNBA fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	2/6

Rewards

Trading at 33.2% below our estimate of its fair value

Risk Analysis

Latest financial reports are more than a year old

Shares are highly illiquid

Does not have a meaningful market cap ($3M)

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Chester Bancorp, Inc. Competitors

Auburn Bancorp

OTCPK:ABBB

US$4.4m

Farmers & Merchants Bancshares (Burlington IA)

OTCPK:FMBN

US$6.1m

Versailles Financial

OTCPK:VERF

US$6.6m

Patriot National Bancorp

NasdaqGM:PNBK

US$7.2m

Price History & Performance

Summary of share price highs, lows and changes for Chester Bancorp
Historical stock prices
Current Share Price	US$4.50
52 Week High	US$4.50
52 Week Low	US$4.50
Beta	0
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	-75.50%
Change since IPO	-65.22%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	CNBA	US Banks	US Market
7D	0%	7.2%	3.2%
1Y	n/a	39.2%	24.2%

Return vs Industry: Insufficient data to determine how CNBA performed against the US Banks industry.

Return vs Market: Insufficient data to determine how CNBA performed against the US Market.

Price Volatility

Is CNBA's price volatile compared to industry and market?
CNBA volatility
CNBA Average Weekly Movement	n/a
Banks Industry Average Movement	5.2%
Market Average Movement	6.5%
10% most volatile stocks in US Market	18.9%
10% least volatile stocks in US Market	3.2%

Stable Share Price: CNBA has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine CNBA's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1996	n/a	Mike Welge	www.chesternationalbank.com

Chester Bancorp, Inc. operates as the holding company for Chester National Bank that provides various banking products and services to individuals and businesses in Chester, Illinois. It offers checking accounts, such as regular checking, student checking, golden checking, and club checking accounts; savings accounts, including statement savings, Christmas club, and money market accounts; and certificate of deposits and individual retirement accounts. The company also provides loans comprising mortgage, construction, lot, home equity, consumer, and business loans; and reorder check services.

Chester Bancorp, Inc. Fundamentals Summary

How do Chester Bancorp's earnings and revenue compare to its market cap?
CNBA fundamental statistics
Market cap	US$2.95m
Earnings (TTM)	US$518.55k
Revenue (TTM)	US$2.42m

0.0x

P/E Ratio

0.0x

P/B Ratio

Is CNBA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CNBA income statement (TTM)
Revenue	US$2.42m
Cost of Revenue	US$0
Gross Profit	US$2.42m
Other Expenses	US$1.90m
Earnings	US$518.55k

Last Reported Earnings

Dec 31, 2015

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did CNBA perform over the long term?

See historical performance and comparison

Dividends

13.3%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/08/16 11:26
End of Day Share Price	2024/05/20 00:00
Earnings	2015/12/31
Annual Earnings	2015/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Chester Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution