CaixaBank, S.A., together with its subsidiaries, provides banking and financial products and services in Spain and internationally. More Details
Good value with proven track record.
Share Price & News
How has CaixaBank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine CIXP.F's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine CIXP.F's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: CIXP.F exceeded the US Banks industry which returned 50.6% over the past year.
Return vs Market: CIXP.F exceeded the US Market which returned 38.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is CaixaBank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is CaixaBank undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CIXP.F ($3.3) is trading below our estimate of fair value ($4.16)
Significantly Below Fair Value: CIXP.F is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CIXP.F is poor value based on its PE Ratio (12.5x) compared to the US Banks industry average (11.6x).
PE vs Market: CIXP.F is good value based on its PE Ratio (12.5x) compared to the US market (18.9x).
Price to Earnings Growth Ratio
PEG Ratio: CIXP.F's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: CIXP.F is good value based on its PB Ratio (0.6x) compared to the US Banks industry average (1.1x).
How is CaixaBank forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CIXP.F's earnings are forecast to decline over the next 3 years (-22.2% per year).
Earnings vs Market: CIXP.F's earnings are forecast to decline over the next 3 years (-22.2% per year).
High Growth Earnings: CIXP.F's earnings are forecast to decline over the next 3 years.
Revenue vs Market: CIXP.F's revenue (6.3% per year) is forecast to grow slower than the US market (9.5% per year).
High Growth Revenue: CIXP.F's revenue (6.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CIXP.F's Return on Equity is forecast to be low in 3 years time (7.5%).
How has CaixaBank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CIXP.F has a large one-off gain of €2.7B impacting its March 31 2021 financial results.
Growing Profit Margin: CIXP.F's current net profit margins (72.4%) are higher than last year (14.9%).
Past Earnings Growth Analysis
Earnings Trend: CIXP.F's earnings have grown by 19% per year over the past 5 years.
Accelerating Growth: CIXP.F's earnings growth over the past year (425.6%) exceeds its 5-year average (19% per year).
Earnings vs Industry: CIXP.F earnings growth over the past year (425.6%) exceeded the Banks industry 20.7%.
Return on Equity
High ROE: CIXP.F's Return on Equity (17.1%) is considered low.
How is CaixaBank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CIXP.F's Assets to Equity ratio (18.7x) is moderate.
Allowance for Bad Loans: CIXP.F has a low allowance for bad loans (70%).
Low Risk Liabilities: 76% of CIXP.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: CIXP.F has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: CIXP.F's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: CIXP.F has a high level of bad loans (3.6%).
What is CaixaBank current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CIXP.F's dividend (1.03%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.31%).
High Dividend: CIXP.F's dividend (1.03%) is low compared to the top 25% of dividend payers in the US market (3.49%).
Stability and Growth of Payments
Stable Dividend: CIXP.F's dividend payments have been volatile in the past 10 years.
Growing Dividend: CIXP.F's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (12.9%), CIXP.F's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CIXP.F's dividends in 3 years are forecast to be well covered by earnings (48% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Gonzalo María Gortazar Rotaeche (55 yo)
Mr. Gonzalo Gortazar Rotaeche has been the Chief Executive Officer of CaixaBank, S.A since June 30, 2014. Mr. Rotaeche served as an External Proprietary Director of Abertis Infraestructuras S.A. from May 1...
CEO Compensation Analysis
Compensation vs Market: Gonzalo María's total compensation ($USD3.36M) is below average for companies of similar size in the US market ($USD11.31M).
Compensation vs Earnings: Gonzalo María's compensation has been consistent with company performance over the past year.
Experienced Management: CIXP.F's management team is seasoned and experienced (5.8 years average tenure).
Experienced Board: CIXP.F's board of directors are considered experienced (3.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 34.8%.
CaixaBank, S.A.'s company bio, employee growth, exchange listings and data sources
- Name: CaixaBank, S.A.
- Ticker: CIXP.F
- Exchange: OTCPK
- Founded: 1904
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €20.875b
- Listing Market Cap: €24.748b
- Shares outstanding: 8.06b
- Website: https://www.caixabank.com
Number of Employees
- CaixaBank, S.A.
- 2-4, Calle Pintor Sorolla
- Valencian Community
CaixaBank, S.A., together with its subsidiaries, provides banking and financial products and services in Spain and internationally. The company operates through Banking and Insurance, Investments, and BPI ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/20 23:41|
|End of Day Share Price||2021/06/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.