Chugin Financial GroupInc Balance Sheet Health
Financial Health criteria checks 5/6
Chugin Financial GroupInc has total assets of ¥10,992.5B and total equity of ¥570.2B. Total deposits are ¥8,390.1B, and total loans are ¥6,559.6B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥1,432.4B.
Key information
19.3x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥8.39t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.43t |
Recent financial health updates
No updates
Recent updates
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Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CGFG.F's Assets to Equity ratio (19.3x) is moderate.
Allowance for Bad Loans: CGFG.F has a low allowance for bad loans (53%).
Low Risk Liabilities: 81% of CGFG.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: CGFG.F has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: CGFG.F's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: CGFG.F has an appropriate level of bad loans (1.8%).