CCSB Financial Balance Sheet Health

Financial Health criteria checks 6/6

CCSB Financial has total assets of $155.3M and total equity of $8.8M. Total deposits are $117.9M, and total loans are $99.5M.

Key information

17.6x

Asset to equity ratio

n/a

Net interest margin

Total deposits

US$117.94m

Loan to deposit ratio

Appropriate

Bad loans

0.1%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$8.37m

Recent financial health updates

No updates

Recent updates

No updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CCFC's Assets to Equity ratio (17.6x) is moderate.

Allowance for Bad Loans: CCFC has a sufficient allowance for bad loans (750%).

Low Risk Liabilities: 81% of CCFC's liabilities are made up of primarily low risk sources of funding.

Loan Level: CCFC has an appropriate level of Loans to Assets ratio (64%).

Low Risk Deposits: CCFC's Loans to Deposits ratio (84%) is appropriate.

Level of Bad Loans: CCFC has an appropriate level of bad loans (0.1%).


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