CNB Financial Services Past Earnings Performance
Past criteria checks 3/6
CNB Financial Services has been growing earnings at an average annual rate of 10.4%, while the Banks industry saw earnings growing at 9.8% annually. Revenues have been declining at an average rate of 0.3% per year. CNB Financial Services's return on equity is 11.7%, and it has net margins of 17.8%.
Key information
10.4%
Earnings growth rate
10.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -0.3% |
| Return on equity | 11.7% |
| Net Margin | 17.8% |
| Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses BreakdownBeta
How CNB Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 22 | 21 | 4 | 12 | 0 |
| 31 Dec 21 | 21 | 3 | 13 | 0 |
| 31 Dec 20 | 18 | 3 | 10 | 0 |
| 31 Dec 19 | 16 | 3 | 9 | 0 |
| 30 Sep 19 | 16 | 3 | 8 | 0 |
| 30 Jun 19 | 16 | 3 | 0 | 0 |
| 31 Mar 19 | 16 | 3 | 0 | 0 |
| 31 Dec 18 | 16 | 3 | 8 | 0 |
| 30 Sep 18 | 16 | 2 | 11 | 0 |
| 30 Jun 18 | 15 | 2 | 7 | 0 |
| 31 Mar 18 | 15 | 2 | 7 | 0 |
| 31 Dec 17 | 15 | 2 | 7 | 0 |
| 30 Sep 17 | 14 | 3 | 0 | 0 |
| 30 Jun 17 | 14 | 2 | 0 | 0 |
| 31 Mar 17 | 14 | 2 | 0 | 0 |
| 31 Dec 16 | 14 | 2 | 7 | 0 |
| 30 Sep 16 | 14 | 2 | 0 | 0 |
| 30 Jun 16 | 13 | 2 | 0 | 0 |
| 31 Mar 16 | 13 | 2 | 0 | 0 |
| 31 Dec 15 | 13 | 2 | 0 | 0 |
| 30 Sep 15 | 12 | 2 | 0 | 0 |
| 30 Jun 15 | 12 | 2 | 0 | 0 |
| 31 Mar 15 | 12 | 2 | 0 | 0 |
| 31 Dec 14 | 12 | 2 | 0 | 0 |
| 30 Sep 14 | 12 | 2 | 0 | 0 |
| 30 Jun 14 | 11 | 2 | 0 | 0 |
| 31 Mar 14 | 11 | 2 | 0 | 0 |
| 31 Dec 13 | 11 | 2 | 0 | 0 |
Quality Earnings: CBFC has high quality earnings.
Growing Profit Margin: CBFC's current net profit margins (17.8%) are higher than last year (16.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if CBFC's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare CBFC's past year earnings growth to its 5-year average.
Earnings vs Industry: CBFC earnings growth over the past year (10.4%) exceeded the Banks industry -12.2%.
Return on Equity
High ROE: CBFC's Return on Equity (11.7%) is considered low.