CNB Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
CNB Financial Services has total assets of $611.9M and total equity of $37.5M. Total deposits are $552.8M, and total loans are $456.5M.
Key information
16.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$552.84m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.08% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$11.90m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBFC's Assets to Equity ratio (16.3x) is moderate.
Allowance for Bad Loans: CBFC has a sufficient allowance for bad loans (924%).
Low Risk Liabilities: 96% of CBFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBFC has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: CBFC's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: CBFC has an appropriate level of bad loans (0.1%).