Commonwealth Bank of Australia provides integrated financial services in Australia, New Zealand, and internationally.
Flawless balance sheet average dividend payer.
Share Price & News
How has Commonwealth Bank of Australia's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CBAU.F has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: CBAU.F exceeded the US Banks industry which returned -25.2% over the past year.
Return vs Market: CBAU.F underperformed the US Market which returned 12.5% over the past year.
Price Volatility Vs. Market
How volatile is Commonwealth Bank of Australia's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Commonwealth Bank of Australia undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: CBAU.F ($50.2) is trading above our estimate of fair value ($36.54)
Significantly Below Fair Value: CBAU.F is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CBAU.F is poor value based on its PE Ratio (15.1x) compared to the US Banks industry average (9.6x).
PE vs Market: CBAU.F is good value based on its PE Ratio (15.1x) compared to the US market (17.8x).
Price to Earnings Growth Ratio
PEG Ratio: CBAU.F is poor value based on its PEG Ratio (20.6x)
Price to Book Ratio
PB vs Industry: CBAU.F is overvalued based on its PB Ratio (1.8x) compared to the US Banks industry average (0.8x).
How is Commonwealth Bank of Australia forecast to perform in the next 1 to 3 years based on estimates from 13 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CBAU.F's forecast earnings growth (0.7% per year) is below the savings rate (2.2%).
Earnings vs Market: CBAU.F's earnings (0.7% per year) are forecast to grow slower than the US market (22.2% per year).
High Growth Earnings: CBAU.F's earnings are forecast to grow, but not significantly.
Revenue vs Market: CBAU.F's revenue (1.1% per year) is forecast to grow slower than the US market (9.3% per year).
High Growth Revenue: CBAU.F's revenue (1.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CBAU.F's Return on Equity is forecast to be low in 3 years time (10.9%).
How has Commonwealth Bank of Australia performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CBAU.F has high quality earnings.
Growing Profit Margin: CBAU.F's current net profit margins (36.2%) are lower than last year (38.5%).
Past Earnings Growth Analysis
Earnings Trend: CBAU.F's earnings have declined by 1.2% per year over the past 5 years.
Accelerating Growth: CBAU.F's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CBAU.F had negative earnings growth (-5.8%) over the past year, making it difficult to compare to the Banks industry average (-2.9%).
Return on Equity
High ROE: CBAU.F's Return on Equity (11.8%) is considered low.
How is Commonwealth Bank of Australia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CBAU.F's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: CBAU.F has a sufficient allowance for bad loans (150%).
Low Risk Liabilities: 71% of CBAU.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBAU.F has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: CBAU.F's Loans to Deposits ratio (119%) is appropriate.
Level of Bad Loans: CBAU.F has an appropriate level of bad loans (0.4%).
What is Commonwealth Bank of Australia current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CBAU.F's dividend (6.05%) is higher than the bottom 25% of dividend payers in the US market (1.66%).
High Dividend: CBAU.F's dividend (6.05%) is in the top 25% of dividend payers in the US market (4.51%)
Stability and Growth of Payments
Stable Dividend: CBAU.F's dividend payments have been volatile in the past 10 years.
Growing Dividend: CBAU.F's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (91.2%), CBAU.F's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CBAU.F's dividends in 3 years are forecast to be covered by earnings (66.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Matt Comyn (44 yo)
Mr. Matthew Comyn, also known as Matt, has been Managing Director, Chief Executive Officer and Executive Director at Commonwealth Bank of Australia since April 9, 2018 and served as its Managing Director a ...
CEO Compensation Analysis
Compensation vs Market: Matt's total compensation ($USD3.12M) is below average for companies of similar size in the US market ($USD11.35M).
Compensation vs Earnings: Matt's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
|CEO, MD & Executive Director||2.33yrs||AU$4.36m||0.0040% |
|Chief Financial Officer||2.25yrs||AU$1.80m||0.00029% |
|Chief Information Officer & Group Executive of Enterprise Services||1.83yrs||AU$4.73m||no data|
|Group Executive of Human Resources||2yrs||AU$1.40m||0.00017% |
|Chief Operating Officer of Wealth Management||9yrs||AU$924.04k||no data|
|Group Chief Risk Officer||1.75yrs||AU$3.68m||0.0010% |
|Chief Executive & MD of ASB Bank Ltd.||2.5yrs||AU$2.31m||0.00085% |
|Group Executive of Business & Private Banking||8.58yrs||AU$2.51m||0.0014% |
|Chief Representative and Director of Investment & Banking||no data||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|Group General Counsel and Group Executive of Legal & Governance||0.58yr||no data||no data|
|Head of Communications and General Manager of Community||11.25yrs||no data||no data|
Experienced Management: CBAU.F's management team is considered experienced (2.3 years average tenure).
|CEO, MD & Executive Director||2.33yrs||AU$4.36m||0.0040% |
|Independent Chairman of the Board||3.58yrs||AU$884.54k||0.00062% |
|Independent Non-Executive Director||6.17yrs||AU$369.54k||0.00042% |
|Independent Non-Executive Director||1.58yrs||AU$122.37k||0.00030% |
|Independent Non-Executive Director||2.92yrs||AU$285.32k||0.000080% |
|Independent Non-Executive Director||2.42yrs||AU$322.24k||0.000090% |
|Independent Non-Executive Director||4.17yrs||AU$282.82k||0.000090% |
|Independent Non-Executive Director||5.42yrs||AU$307.56k||0.00090% |
|Independent Non-Executive Director||1.58yrs||AU$119.26k||0.000040% |
Experienced Board: CBAU.F's board of directors are not considered experienced ( 2.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CBAU.F insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Commonwealth Bank of Australia's company bio, employee growth, exchange listings and data sources
- Name: Commonwealth Bank of Australia
- Ticker: CBAU.F
- Exchange: OTCPK
- Founded: 1911
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: AU$125.983b
- Listing Market Cap: AU$90.278b
- Shares outstanding: 1.77b
- Website: https://www.commbank.com.au
Number of Employees
- Commonwealth Bank of Australia
- Tower 1
- Ground Floor
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CBAU.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||Jan 1992|
|CBA||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Jan 1992|
|CWW||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Jan 1992|
|CBA||SWX (SIX Swiss Exchange)||Yes||Ordinary Shares||CH||CHF||Jan 1992|
|CBA||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Jan 1992|
|CMWA.Y||OTCPK (Pink Sheets LLC)||SPONSORED ADR||US||USD||Jun 2008|
|CBAPD||ASX (Australian Securities Exchange)||FRN SUB PERP AUD1000||AU||AUD||Oct 2014|
|CBAPE||ASX (Australian Securities Exchange)||FRN SUB PERP AUD5000||AU||AUD||Mar 2016|
|CBAPH||ASX (Australian Securities Exchange)||FRN PERP AUD5000||AU||AUD||Dec 2018|
|CBAPI||ASX (Australian Securities Exchange)||FRN PERP AUD1000||AU||AUD||Nov 2019|
Commonwealth Bank of Australia provides integrated financial services in Australia, New Zealand, and internationally. The company offers retail, premium, business, and institutional banking; and funds mana ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/02 23:36|
|End of Day Share Price||2020/07/31 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.