Bendigo and Adelaide Bank Limited

OTCPK:BXRB.F Stock Report

Market Cap: US$3.6b

Bendigo and Adelaide Bank Balance Sheet Health

Financial Health criteria checks 6/6

Bendigo and Adelaide Bank has total assets of A$99.5B and total equity of A$7.0B. Total deposits are A$78.7B, and total loans are A$78.0B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 0.09% of total loans. Cash and short-term investments are A$5.0B.

Key information

14.2x

Asset to equity ratio

1.9%

Net interest margin

Total deposits

AU$78.66b

Loan to deposit ratio

Appropriate

Bad loans

0.09%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

AU$5.03b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BXRB.F's Assets to Equity ratio (14.2x) is moderate.

Allowance for Bad Loans: BXRB.F has a sufficient allowance for bad loans (425%).

Low Risk Liabilities: 85% of BXRB.F's liabilities are made up of primarily low risk sources of funding.

Loan Level: BXRB.F has an appropriate level of Loans to Assets ratio (78%).

Low Risk Deposits: BXRB.F's Loans to Deposits ratio (99%) is appropriate.

Level of Bad Loans: BXRB.F has an appropriate level of bad loans (0.1%).


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