Brunswick Bancorp Balance Sheet Health

Financial Health criteria checks 6/6

Brunswick Bancorp has total assets of $419.5M and total equity of $45.6M. Total deposits are $283.5M, and total loans are $339.2M. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $21.2M.

Key information

9.2x

Asset to equity ratio

3.8%

Net interest margin

Total deposits

US$283.50m

Loan to deposit ratio

Appropriate

Bad loans

0.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$21.18m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: BRBW's Assets to Equity ratio (9.2x) is low.

Allowance for Bad Loans: BRBW has a sufficient allowance for bad loans (240%).

Low Risk Liabilities: 76% of BRBW's liabilities are made up of primarily low risk sources of funding.

Loan Level: BRBW has an appropriate level of Loans to Assets ratio (81%).

Low Risk Deposits: BRBW's Loans to Deposits ratio (120%) is appropriate.

Level of Bad Loans: BRBW has an appropriate level of bad loans (0.4%).


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