Bank of Idaho Holding Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Idaho Holding has total assets of $1.1B and total equity of $115.7M. Total deposits are $948.8M, and total loans are $872.3M. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $42.6M.
Key information
9.8x
Asset to equity ratio
4.7%
Net interest margin
Total deposits | US$948.79m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$42.61m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOID's Assets to Equity ratio (9.8x) is low.
Allowance for Bad Loans: BOID has a sufficient allowance for bad loans (286%).
Low Risk Liabilities: 93% of BOID's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOID has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: BOID's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: BOID has an appropriate level of bad loans (0.4%).