Bank of Idaho Holding Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Idaho Holding has total assets of $1.3B and total equity of $128.7M. Total deposits are $1.1B, and total loans are $989.3M. It earns a Net Interest Margin of 4.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $76.4M.
Key information
10x
Asset to equity ratio
4.7%
Net interest margin
| Total deposits | US$1.10b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$76.39m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOID's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: BOID has a sufficient allowance for bad loans (399%).
Low Risk Liabilities: 94% of BOID's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOID has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: BOID's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: BOID has an appropriate level of bad loans (0.3%).