OTCPK:BNPQ.Y

Stock Analysis Report

Executive Summary

BNP Paribas SA provides a range of banking and financial services in France and internationally.

Snowflake

Fundamentals

Established dividend payer and good value.


Similar Companies

Share Price & News

How has BNP Paribas's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-0.5%

OTCPK:BNPQ.Y

-2.6%

US Banks

-1.0%

US Market


1 Year Return

-23.0%

OTCPK:BNPQ.Y

-14.2%

US Banks

-0.4%

US Market

BNPQ.Y underperformed the Banks industry which returned -14.2% over the past year.

BNPQ.Y underperformed the Market in United States of America which returned -0.4% over the past year.


Share holder returns

BNPQ.YIndustryMarket
7 Day-0.5%-2.6%-1.0%
30 Day-6.0%-6.3%-3.3%
90 Day-10.5%-3.5%0.8%
1 Year-18.3%-23.0%-11.8%-14.2%1.9%-0.4%
3 Year6.9%-6.7%42.2%32.4%39.4%30.4%
5 Year-16.2%-31.1%53.3%36.7%54.2%37.1%

Price Volatility Vs. Market

How volatile is BNP Paribas's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is BNP Paribas undervalued based on future cash flows and its price relative to the stock market?

24%

Discount to future cash flow value


Intrinsic Value Based on Future Cash Flows

BNP Paribas's share price is below the future cash flow value, and at a moderate discount (> 20%).

BNP Paribas's share price is below the future cash flow value, but not at a substantial discount (< 40%).


Price Based on Earnings

BNP Paribas is good value based on earnings compared to the US Banks industry average.

BNP Paribas is good value based on earnings compared to the United States of America market.


Price Based on Expected Growth

BNP Paribas is poor value based on expected growth next year.


Price Based on Value of Assets

BNP Paribas is good value based on assets compared to the US Banks industry average.


Next Steps

Future Growth

How is BNP Paribas expected to perform in the next 1 to 3 years based on estimates from 18 analysts?

2.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

BNP Paribas's revenue is expected to grow by 2.3% yearly, however this is not considered high growth (20% yearly).

BNP Paribas's earnings are expected to grow by 2.6% yearly, however this is not considered high growth (20% yearly).

BNP Paribas's revenue growth is positive but not above the United States of America market average.

BNP Paribas's earnings growth is positive but not above the United States of America market average.

BNP Paribas's earnings growth is positive but not above the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

BNP Paribas is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).


Next Steps

Past Performance

How has BNP Paribas performed over the past 5 years?

25.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

BNP Paribas has delivered over 20% year on year earnings growth in the past 5 years.

BNP Paribas's 1-year earnings growth is less than its 5-year average (5% vs 25.7%)

BNP Paribas's earnings growth has not exceeded the US Banks industry average in the past year (5% vs 33.2%).


Return on Equity

BNP Paribas has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

BNP Paribas used its assets less efficiently than the US Banks industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if BNP Paribas improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is BNP Paribas's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

BNP Paribas has an acceptable proportion of non-loan assets held.

BNP Paribas has a low allowance for bad loans.

BNP Paribas's liabilities are made up of primarily higher risk sources of funding.

BNP Paribas's level of assets compared to its equity is very high (i.e. bank has borrowed heavily to fund lending).

Loans at BNP Paribas are broadly funded by customer deposits.

BNP Paribas has a high level of bad loans (greater than 2%).


Next Steps

Dividend

What is BNP Paribas's current dividend yield, its reliability and sustainability?

7.81%

Expected Dividend Yield


Dividend Yield and Payments Analysis

BNP Paribas's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.49%).

BNP Paribas's dividend is above the markets top 25% of dividend payers in United States of America (3.84%).

Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are well covered by earnings (2x coverage).


Future Payout to Shareholders

Dividends after 3 years are expected to be covered by earnings (2x coverage).


Next Steps

Management

What is the CEO of BNP Paribas's salary, the management and board of directors tenure and is there insider trading?

7.4yrs

Average management tenure


CEO

Jean-Laurent Bonnafe (58yo)

7.7yrs

Tenure

€3,381,320

Compensation

Mr. Jean-Laurent Bonnafe has been the Chief Executive Officer at BNP Paribas SA since December 1, 2011. Mr. Bonnafe serves as the Chief Executive Officer at BNP Paribas España S.A. He served as Chief Execu ...


CEO Compensation Analysis

Jean-Laurent's remuneration is lower than average for companies of similar size in United States of America.

Jean-Laurent's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

7.4yrs

Average Tenure

58.5yo

Average Age

The average tenure for the BNP Paribas management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

6.6yrs

Average Tenure

63yo

Average Age

The tenure for the BNP Paribas board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Lars Machenil (50yo)

    Chief Financial Officer

    • Tenure: 7.4yrs
  • Yves Paul Henri Martrenchar (62yo)

    Head of Group Human Resources

    • Tenure: 6.9yrs
  • Philippe Bordenave (65yo)

    Chief Operating Officer

    • Tenure: 7.7yrs
    • Compensation: 2.13m
  • Rob Gambi (61yo)

    Global Head of Investments

    • Tenure: 0.3yrs
  • Thierry Dormeuil (59yo)

    Managing Director of Investment Banking Europe

  • Hugues Epaillard (53yo)

    Business Manager of Real Estate & Director

    • Compensation: 63.55k
  • Stéphane de Marnhac

    Head of Investor Relations & Financial Information

    • Tenure: 7.6yrs
  • Jean-Laurent Bonnafe (58yo)

    CEO & Director

    • Tenure: 7.7yrs
    • Compensation: 3.38m
  • Nathalie Hartmann

    Head of the Group Compliance Function

    • Tenure: 1.8yrs
  • Bertrand Cizeau (51yo)

    Head of Group Communications & Deputy Director of Company Engagement Department


Board Members

  • Michel Tilmant (67yo)

    Director

    • Tenure: 9.3yrs
    • Compensation: 121.90k
  • Jean-Yves Fillion (60yo)

    Chairman of Corporate and Institutional Banking - Americas & CEO of BNP Paribas - USA

    • Tenure: 1.2yrs
  • Monique Cohen (63yo)

    Director

    • Tenure: 5.5yrs
    • Compensation: 128.72k
  • Michel Pébereau (77yo)

    Honorary Chairman

    • Tenure: 7.7yrs
  • Jean Lemierre (69yo)

    Chairman of the Board

    • Tenure: 4.7yrs
    • Compensation: 1.02m
  • Nicolas Chanut

    Chairman of Exane Inc and Chief Executive Officer of Exane Inc

  • Philippe Avril (59yo)

    Chairman of BNP Paribas Securities (Japan) Limited

  • Hugues Epaillard (53yo)

    Business Manager of Real Estate & Director

    • Tenure: 1.5yrs
    • Compensation: 63.55k
  • Denis Kessler (67yo)

    Director

    • Tenure: 19.3yrs
    • Compensation: 100.16k
  • Jean-Laurent Bonnafe (58yo)

    CEO & Director

    • Tenure: 9.3yrs
    • Compensation: 3.38m

Company Information

BNP Paribas SA's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: BNP Paribas SA
  • Ticker: BNPQ.Y
  • Exchange: OTCPK
  • Founded: 1966
  • Industry: diversified banks
  • Sector: banks
  • Market Cap: €50.725b
  • Listing Market Cap: €56.286b
  • Shares outstanding: 1.25b
  • Website: Click here

Number of Employees


Location

  • BNP Paribas SA
  • 16 boulevard des Italiens
  • Paris
  • Ile-de-France
  • 75009
  • France

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
BNPQ.FOTCPK (Pink Sheets LLC)YesOrdinary SharesUSUSDOct 1993
0HB5LSE (London Stock Exchange)YesOrdinary SharesGBEUROct 1993
BNPDB (Deutsche Boerse AG)YesOrdinary SharesDEEUROct 1993
BNP NBMV (Bolsa Mexicana de Valores)YesOrdinary SharesMXMXNOct 1993
BNPWBAG (Wiener Boerse AG)YesOrdinary SharesATEUROct 1993
BNPBIT (Borsa Italiana)YesOrdinary SharesITEUROct 1993
BNPXTRA (XETRA Trading Platform)YesOrdinary SharesDEEUROct 1993
BNPENXTPA (Euronext Paris)YesOrdinary SharesFREUROct 1993
BNPPBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBEUROct 1993
BNPSWX (SIX Swiss Exchange)YesOrdinary SharesCHCHFOct 1993
BNPHDB (Deutsche Boerse AG)SPONSORED ADRDEEURNov 2000
BNPQ.YOTCPK (Pink Sheets LLC)SPONSORED ADRUSUSDNov 2000

Biography

BNP Paribas SA provides a range of banking and financial services in France and internationally. It operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking. The ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/17 23:54
End of Day Share Price2019/08/16 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.