blueharbor bank Past Earnings Performance
Past criteria checks 2/6
blueharbor bank has been growing earnings at an average annual rate of 19.3%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 15.9% per year. blueharbor bank's return on equity is 12.5%, and it has net margins of 34.5%.
Key information
19.3%
Earnings growth rate
19.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 15.9% |
| Return on equity | 12.5% |
| Net Margin | 34.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How blueharbor bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 18 | 6 | 8 | 0 |
| 30 Jun 24 | 17 | 6 | 8 | 0 |
| 31 Mar 24 | 17 | 6 | 8 | 0 |
| 31 Dec 23 | 18 | 7 | 8 | 0 |
| 30 Sep 23 | 18 | 8 | 7 | 0 |
| 30 Jun 23 | 18 | 8 | 7 | 0 |
| 31 Mar 23 | 18 | 8 | 7 | 0 |
| 31 Dec 22 | 17 | 7 | 7 | 0 |
| 30 Sep 22 | 16 | 6 | 6 | 0 |
| 30 Jun 22 | 15 | 5 | 6 | 0 |
| 31 Mar 22 | 14 | 5 | 6 | 0 |
| 31 Dec 21 | 13 | 5 | 6 | 0 |
| 30 Sep 21 | 13 | 5 | 5 | 0 |
| 30 Jun 21 | 12 | 4 | 5 | 0 |
| 31 Mar 21 | 11 | 4 | 0 | 0 |
| 31 Dec 20 | 10 | 3 | 5 | 0 |
| 30 Sep 20 | 10 | 3 | 5 | 0 |
| 30 Jun 20 | 10 | 3 | 5 | 0 |
| 31 Mar 20 | 10 | 3 | 5 | 0 |
| 31 Dec 19 | 9 | 3 | 5 | 0 |
| 30 Sep 19 | 9 | 3 | 4 | 0 |
| 30 Jun 19 | 8 | 2 | 0 | 0 |
| 31 Mar 19 | 8 | 2 | 0 | 0 |
| 31 Dec 18 | 8 | 2 | 4 | 0 |
| 30 Sep 18 | 8 | 2 | 4 | 0 |
| 30 Jun 18 | 8 | 2 | 4 | 0 |
| 31 Mar 18 | 8 | 2 | 4 | 0 |
| 31 Dec 17 | 7 | 1 | 4 | 0 |
| 30 Sep 17 | 7 | 2 | 4 | 0 |
| 30 Jun 17 | 7 | 1 | 4 | 0 |
| 31 Mar 17 | 6 | 1 | 4 | 0 |
| 31 Dec 16 | 6 | 1 | 4 | 0 |
| 30 Sep 16 | 6 | 1 | 4 | 0 |
| 30 Jun 16 | 6 | 1 | 4 | 0 |
| 31 Mar 16 | 6 | 1 | 4 | 0 |
| 31 Dec 15 | 6 | 1 | 4 | 0 |
| 30 Sep 15 | 6 | 1 | 3 | 0 |
| 30 Jun 15 | 6 | 1 | 3 | 0 |
| 31 Mar 15 | 5 | 1 | 3 | 0 |
| 31 Dec 14 | 5 | 1 | 3 | 0 |
| 30 Sep 14 | 5 | 1 | 3 | 0 |
| 30 Jun 14 | 5 | 1 | 3 | 0 |
| 31 Mar 14 | 5 | 1 | 3 | 0 |
| 31 Dec 13 | 5 | 1 | 3 | 0 |
Quality Earnings: BLHK has high quality earnings.
Growing Profit Margin: BLHK's current net profit margins (34.5%) are lower than last year (42%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BLHK's earnings have grown by 19.3% per year over the past 5 years.
Accelerating Growth: BLHK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BLHK had negative earnings growth (-19.6%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: BLHK's Return on Equity (12.5%) is considered low.