Bank Polska Kasa Opieki S.A.

OTCPK:BKPK.F Stock Report

Market Cap: US$8.8b

Bank Polska Kasa Opieki Valuation

Is BKPK.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of BKPK.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: BKPK.F ($31.21) is trading below our estimate of fair value ($80.14)

Significantly Below Fair Value: BKPK.F is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for BKPK.F?

Key metric: As BKPK.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for BKPK.F. This is calculated by dividing BKPK.F's market cap by their current earnings.
What is BKPK.F's PE Ratio?
PE Ratio5.8x
Earningszł6.32b
Market Capzł36.58b

Price to Earnings Ratio vs Peers

How does BKPK.F's PE Ratio compare to its peers?

The above table shows the PE ratio for BKPK.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average15.7x
CMA Comerica
17.5x10.9%US$9.1b
BAP Credicorp
11.4x11.8%US$15.8b
INTR Inter & Co
18.3x36.0%US$2.4b
FITB Fifth Third Bancorp
15.5x8.1%US$31.6b
BKPK.F Bank Polska Kasa Opieki
5.8x-5.8%US$36.6b

Price-To-Earnings vs Peers: BKPK.F is good value based on its Price-To-Earnings Ratio (5.8x) compared to the peer average (15.7x).

Price to Earnings Ratio vs Industry

How does BKPK.F's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
BKPK.F 5.8xIndustry Avg. 13.1xNo. of Companies92PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: BKPK.F is good value based on its Price-To-Earnings Ratio (5.8x) compared to the US Banks industry average (12.9x).

Price to Earnings Ratio vs Fair Ratio

What is BKPK.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

BKPK.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BKPK.F's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst BKPK.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$31.21
US$47.31
+51.6%
9.0%US$56.00US$42.49n/a13
Nov ’25n/a
US$50.48
0%
8.5%US$59.30US$44.99n/a13
Oct ’25n/a
US$50.48
0%
8.5%US$59.30US$44.99n/a13
Sep ’25US$40.94
US$49.76
+21.6%
9.2%US$58.97US$41.64n/a13
Aug ’25n/a
US$48.54
0%
9.6%US$57.49US$40.59n/a13
Jul ’25US$42.89
US$48.15
+12.3%
9.7%US$56.40US$39.83n/a14
Jun ’25n/a
US$49.58
0%
8.9%US$57.87US$43.91n/a14
May ’25n/a
US$47.47
0%
9.3%US$56.21US$40.68n/a14
Apr ’25n/a
US$46.19
0%
12.8%US$57.34US$37.81n/a12
Mar ’25n/a
US$43.76
0%
10.6%US$50.86US$37.77n/a13
Feb ’25n/a
US$41.16
0%
11.4%US$50.83US$32.99n/a13
Jan ’25n/a
US$40.04
0%
11.0%US$50.75US$32.95n/a13
Dec ’24n/a
US$37.98
0%
14.8%US$50.44US$27.24n/a13
Nov ’24n/a
US$31.02
0%
11.8%US$36.94US$23.91n/a12
Oct ’24US$19.92
US$29.21
+46.7%
13.1%US$35.52US$21.40n/a13
Sep ’24n/a
US$31.00
0%
12.7%US$37.63US$23.88US$40.9413
Aug ’24n/a
US$31.21
0%
13.5%US$38.66US$24.53n/a13
Jul ’24n/a
US$30.63
0%
11.9%US$38.31US$24.80US$42.8913
Jun ’24n/a
US$28.57
0%
11.7%US$36.90US$23.89n/a13
May ’24n/a
US$28.35
0%
11.4%US$37.58US$24.33n/a13
Apr ’24n/a
US$26.21
0%
7.8%US$29.46US$23.43n/a13
Mar ’24n/a
US$24.45
0%
9.1%US$28.57US$20.22n/a13
Feb ’24n/a
US$25.37
0%
9.0%US$29.66US$21.00n/a13
Jan ’24n/a
US$23.85
0%
11.6%US$28.70US$18.76n/a13
Dec ’23n/a
US$23.40
0%
12.1%US$28.49US$18.62n/a13
Nov ’23US$14.78
US$20.85
+41.1%
14.5%US$26.54US$16.09n/a13

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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