Bank Hapoalim B.M Balance Sheet Health
Financial Health criteria checks 6/6
Bank Hapoalim B.M has total assets of ₪676.0B and total equity of ₪50.3B. Total deposits are ₪544.6B, and total loans are ₪407.7B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 1% of total loans. Cash and short-term investments are ₪142.2B.
Key information
13.5x
Asset to equity ratio
2.3%
Net interest margin
Total deposits | ₪544.64b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₪142.24b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKHP.F's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: BKHP.F has a sufficient allowance for bad loans (168%).
Low Risk Liabilities: 87% of BKHP.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKHP.F has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: BKHP.F's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: BKHP.F has an appropriate level of bad loans (1%).