BankGuam Holding Balance Sheet Health
Financial Health criteria checks 6/6
BankGuam Holding has total assets of $2.6B and total equity of $128.4M. Total deposits are $2.4B, and total loans are $1.3B.
Key information
20x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$2.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$265.01m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKGM's Assets to Equity ratio (20x) is moderate.
Allowance for Bad Loans: BKGM has a sufficient allowance for bad loans (212%).
Low Risk Liabilities: 97% of BKGM's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKGM has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: BKGM's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: BKGM has an appropriate level of bad loans (1.3%).