BankGuam Holding Past Earnings Performance
Past criteria checks 1/6
BankGuam Holding's earnings have been declining at an average annual rate of -0.3%, while the Banks industry saw earnings growing at 12.7% annually. Revenues have been growing at an average rate of 19.2% per year. BankGuam Holding's return on equity is 14.9%, and it has net margins of 15.2%.
Key information
-0.3%
Earnings growth rate
-0.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 19.2% |
| Return on equity | 14.9% |
| Net Margin | 15.2% |
| Last Earnings Update | 30 Sep 2022 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How BankGuam Holding makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 22 | 117 | 18 | 92 | 0 |
| 30 Jun 22 | 115 | 18 | 89 | 0 |
| 31 Mar 22 | 111 | 20 | 83 | 0 |
| 31 Dec 21 | 106 | 20 | 79 | 0 |
| 30 Sep 21 | 98 | 18 | 73 | 0 |
| 30 Jun 21 | 91 | 15 | 70 | 0 |
| 31 Mar 21 | 87 | 12 | 70 | 0 |
| 31 Dec 20 | 89 | 12 | 71 | 0 |
| 30 Sep 20 | 90 | 12 | 72 | 0 |
| 30 Jun 20 | 95 | 14 | 73 | 0 |
| 31 Mar 20 | 99 | 16 | 75 | 0 |
| 31 Dec 19 | 98 | 16 | 74 | 0 |
| 30 Sep 19 | 95 | 14 | 75 | 0 |
| 30 Jun 19 | 93 | 12 | 74 | 0 |
| 31 Mar 19 | 91 | 12 | 74 | 0 |
| 31 Dec 18 | 91 | 12 | 73 | 0 |
| 30 Sep 18 | 92 | 10 | 72 | 0 |
| 30 Jun 18 | 92 | 10 | 71 | 0 |
| 31 Mar 18 | 90 | 9 | 69 | 0 |
| 31 Dec 17 | 89 | 8 | 69 | 0 |
| 30 Sep 17 | 86 | 12 | 67 | 0 |
| 30 Jun 17 | 85 | 12 | 65 | 0 |
| 31 Mar 17 | 85 | 13 | 65 | 0 |
| 31 Dec 16 | 83 | 14 | 63 | 0 |
| 30 Sep 16 | 82 | 13 | 62 | 0 |
| 30 Jun 16 | 79 | 12 | 60 | 0 |
| 31 Mar 16 | 76 | 12 | 59 | 0 |
| 31 Dec 15 | 74 | 11 | 57 | 0 |
| 30 Sep 15 | 73 | 11 | 56 | 0 |
| 30 Jun 15 | 71 | 11 | 55 | 0 |
| 31 Mar 15 | 70 | 10 | 54 | 0 |
| 31 Dec 14 | 69 | 10 | 54 | 0 |
| 30 Sep 14 | 68 | 9 | 54 | 0 |
| 30 Jun 14 | 68 | 9 | 53 | 0 |
| 31 Mar 14 | 69 | 10 | 53 | 0 |
| 31 Dec 13 | 68 | 10 | 52 | 0 |
| 30 Sep 13 | 68 | 9 | 53 | 0 |
| 30 Jun 13 | 67 | 9 | 52 | 0 |
| 31 Mar 13 | 66 | 8 | 52 | 0 |
| 31 Dec 12 | 65 | 9 | 52 | 0 |
Quality Earnings: BKGM has high quality earnings.
Growing Profit Margin: BKGM's current net profit margins (15.2%) are lower than last year (18.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if BKGM's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: BKGM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BKGM had negative earnings growth (-0.3%) over the past year, making it difficult to compare to the Banks industry average (1.6%).
Return on Equity
High ROE: BKGM's Return on Equity (14.9%) is considered low.