BKAL.F Stock Overview

Provides sharia banking products and services in Indonesia. More details

BKAL.F fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	2/6
Past Performance	0/6
Financial Health	6/6
Dividends	0/6

Rewards

Revenue is forecast to grow 60.35% per year

Risk Analysis

Earnings have declined by 52.5% per year over past 5 years

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

PT Bank Aladin Syariah Tbk Competitors

Inter & Co

NasdaqGS:INTR

US$1.7b

Bank of N.T. Butterfield & Son

NYSE:NTB

US$1.6b

FineMark Holdings

OTCPK:FNBT

US$324.2m

Oakworth Capital

OTCPK:OAKC

US$165.6m

Price History & Performance

Summary of share price highs, lows and changes for Bank Aladin Syariah
Historical stock prices
Current Share Price	Rp0.056
52 Week High	Rp0.11
52 Week Low	Rp0.056
Beta	0.27
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-53.24%

Recent updates

Shareholder Returns

	BKAL.F	US Banks	US Market
7D	0%	-5.5%	-3.5%
1Y	n/a	27.2%	22.1%

Return vs Industry: Insufficient data to determine how BKAL.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how BKAL.F performed against the US Market.

Price Volatility

Is BKAL.F's price volatile compared to industry and market?
BKAL.F volatility
BKAL.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.3%
Market Average Movement	6.3%
10% most volatile stocks in US Market	17.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: BKAL.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine BKAL.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1994	291	Koko Rachmadi	aladinbank.id

PT Bank Aladin Syariah Tbk provides sharia banking products and services in Indonesia. It offers savings products, current accounts, and certificates; and funding and financing products, as well as other banking services comprising fund transfers, payments, purchases, and others. The company was founded in 1994 and is headquartered in Jakarta Selatan, Indonesia.

PT Bank Aladin Syariah Tbk Fundamentals Summary

How do Bank Aladin Syariah's earnings and revenue compare to its market cap?
BKAL.F fundamental statistics
Market cap	US$749.91m
Earnings (TTM)	-US$10.07m
Revenue (TTM)	US$23.43m

3.8x

P/B Ratio

32.0x

P/S Ratio

Is BKAL.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BKAL.F income statement (TTM)
Revenue	Rp372.37b
Cost of Revenue	Rp2.12b
Gross Profit	Rp370.24b
Other Expenses	Rp530.24b
Earnings	-Rp160.00b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-10.94
Gross Margin	99.43%
Net Profit Margin	-42.97%
Debt/Equity Ratio	4.8%

How did BKAL.F perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/02 13:51
End of Day Share Price	2024/09/04 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PT Bank Aladin Syariah Tbk is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Handy Noverdanius	CGS International
Hanel Topada	Credit Suisse
Jayden Vantarakis	Macquarie Research

Bank Aladin Syariah OTCPK:BKAL.F Stock Report