BDO Unibank Balance Sheet Health
Financial Health criteria checks 5/6
BDO Unibank has total assets of ₱4,158.3B and total equity of ₱489.7B. Total deposits are ₱3,295.8B, and total loans are ₱2,615.1B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are ₱265.4B.
Key information
8.5x
Asset to equity ratio
4.1%
Net interest margin
Total deposits | ₱3.30t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₱265.39b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BDOU.F's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: BDOU.F has a sufficient allowance for bad loans (138%).
Low Risk Liabilities: 90% of BDOU.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: BDOU.F has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: BDOU.F's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: BDOU.F has a high level of bad loans (2.3%).